Indemnity Plans

Freedom of choice

Our Traditional Choice® indemnity insurance plans give access to care without the restrictions found in most other plans. There’s no network, no referrals and no primary care doctors.

• Members go to any licensed health care professional or facility.
• A deductible and coinsurance apply.
• Members send in claim forms for any care received.
• Wellness and preventive programs are available.
• Discounted rates may be available through the National Advantage™ Program. This applies to covered services from many hospitals, doctors and other facilities.
• Discounts on eyewear, gym memberships, and other health and wellness products are available at no additional cost.
• The plans are full risk or self-funded.