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Health insurance support for small business

We’re here for you — helping you balance quality and cost control with health insurance plans and unique funding created exclusively for small group needs.

Plan support and savings

Digital enrollment tools

Help your clients manage enrollment and benefits administration with our flexible tools.

Health plan savings

Learn about government credits to help you offset the cost of employee health benefits.

Self-insured funding built for small businesses

Self-insured funding built for small businesses

Control rising health care costs with Aetna Funding AdvantageSM health plans. You can get the benefits typical for larger groups like surplus sharing, fewer taxes and fees and high-cost claims protection. All in one offering specially designed with your small business in mind.

A monthly payment based on the health trends of your employees — for up to 25 percent savings up front.

Online benefits shopping, enrollment, administration and other simple features for you and your employees.

Stop-loss insurance to limit the risk of high-cost claims, with money back when claims are lower.

Plan designs that provide access to Aetna’s quality, value-based network plus health and wellness benefits.

A value-added package

You’ve come to the right place to balance health plan costs and quality. Explore competitive benefits, unique funding and stable cost control – with built-in wellness programs and resources to support employee health and well-being long term.


Get lower monthly payments based on health trends, low-cost local network options and 50% of any surplus returned to you at year end when you renew your plan.


Keep your costs predictable and stable with bundled products, funding options, wellness offerings, stop-loss claims protection and more.


Make life easy with a national portfolio of health insurance plan designs, online shopping and benefits administration and one common support model.


Get the job done fast with quick, accurate quoting, auto-case installation, online self-service, fixed national plan designs and more.

We’ve got the perfect fully insured plan for you

We’ve got the perfect fully insured plan for you

Our health benefits and insurance plans are as unique as your small business, with service in markets all across the country. So it’s easy to find quality plans offered in your state.


Public exchange options are also available in selected states through our Small Business Health Options Program (SHOP) coverage.

Everyone saves with health expense funds

Everyone saves with health expense funds

As part of a consumer-directed plan, health expense funds benefit employers and employees alike. You get tax savings from salary deductions. And employees get quality care that encourages smart spending.


You can also:


  • Cut FICA, unemployment and workers’ comp taxes by lowering payroll taxes
  • Offer innovative plans to set aside tax-free money, like for dependent care or parking expenses
  • Enhance company benefits package to attract and keep valuable employees

Are you a broker or producer?

You can find small group solutions and sales tools on our Producer World® website.

Legal notices

Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).

Health benefits and health insurance plans contain exclusions and limitations.    

See all legal notices

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