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Group supplemental health insurance plans

Whether you want to cut costs, offer a better benefits package or boost enrollment in high-deductible health plans, our supplemental cash benefits are the solution.

A package of supplemental protection

A package of supplemental protection

Our supplemental health insurance gives employees the benefits they need and want, without adding to your bottom line. They get direct cash benefits to help cover out of pocket expenses that medical doesn’t cover, like deductibles, copays, mortgage payments, day care, utilities and more.


Aetna Accident Plans

Cash benefits for the costs of services or conditions related to a covered injury.


Aetna Critical Illness Plans

Lump sum cash benefits for costs associated with a diagnosed major illness, such as a heart attack or stroke.


Aetna Hospital Indemnity Plans

Fixed cash payments to help manage expenses for a covered, expected or unexpected hospital stay. 


See how supplemental benefits offer financial advantages to both employers and employees

Our benefits work better together

Our benefits work better together

Our supplemental and medical plans are available standalone. But when you pair them together, you get stronger savings. A streamlined, paperless claims process, too.


See how our simplified claims process creates a unique member experience

Options for whole health

Options for whole health

Add whole health to your benefits plan with our range of dental, vision and other voluntary benefits. They’re available standalone or with any medical plan.

Count on us for the right combination

There’s no place like Aetna to find the plans, programs and services you need to help your business stay strong and healthy.

Member services

Keep members healthy and engaged with programs and services that keep whole health in mind.

Find services

Easy administration

Explore quoting, enrollment and reporting tools to ease administration for plan sponsors and brokers. 

Find administration tools


Aetna Supplemental Solutions

Cash benefits for expenses that medical doesn’t cover.


Legal notices

Insurance plans are offered and/or underwritten by Aetna Life Insurance Company (Aetna).

Health insurance plans contain exclusions and limitations.