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Network Only Plans

Saving is simple

Our network only plans are straightforward and simple. They include health insurance and health benefits that:

  • Coordinate care using a primary care physician (PCP) and referrals or
  • Provide access to any network health care professional or facility without referrals

Network only plans:

  • Are flexible and easy to customize
  • Can be linked to a health fund or health savings account
  • Come with offers on eyewear, gym memberships and other health and wellness products

The network only plan options

Plan features HMO Aetna Select SM Open Access
Aetna Select
Elect Choice®* Aetna Open Access® Elect Choice** Health Network Only
PCP required Yes Yes No Yes No No
Referrals Yes Yes No yes No No
Wellness programs Yes Optional Optional Optional Optional Yes
Aexcel® Specialists*** No Yes Yes Yes Yes No
Full risk Yes† No No Yes Yes Yes
Self-funded Yes Yes Yes No No Yes

Please note: Members are encouraged to select a PCP, even when selection is not required.

*Elect Choice is available only in California and Washington.

**Open Access Elect Choice is available only in New York, California, Texas and Washington.

***The Aexcel network is available only in select locations. Aexcel is not available with HMO plans. Aexcel designation is only a guide to choosing a physician. Members should consult with their existing physicians and the specialists they’re selecting before making a decision. Designations have the risk of error and should not be the sole basis for selecting a doctor.

†HMO can only be provided on a full-risk basis in California.

Health benefits and health insurance plans are offered and/or underwritten by Aetna Health Inc., Aetna Health of California Inc., Aetna Health Insurance Company of New York and/or Aetna Health Insurance Company (Aetna). In Florida, by Aetna Health Inc. In Maryland, by Aetna Health Inc. 151 Farmington Avenue, Hartford, CT 06156. Each insurer has sole financial responsibility for its own products.

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