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Dental Discount Program

Save on dental costs without insurance

Aetna Vital Savings is a discount program that helps employees, retirees and their families save on dental care and other health-related services with one low annual fee. They just need to show their discount card at the time of service and pay the discounted fee.

Program features

  • The program offers on-the-spot savings with no referrals, no waiting periods and no claims to file.
  • People can choose from more than 131,000* dental practice locations through the Aetna Dental Access® network.
  • People can use the card as many times as they wish.
  • Vital Savings includes discounts on a variety of services including vision, fitness, dental and hearing products.
  • The card is available by itself or with an Aetna medical insurance plan.**
  • Single and family rates are available.


*Based on Aetna dental provider data, February 2013.

**Employees cannot enroll in both an Aetna dental plan and Aetna Vital Savings.

The Aetna Vital Savings program (the “Program”) is not insurance. The program does not meet the Minimum Creditable Coverage requirements in Massachusetts. It provides members with access to discounts at certain health care providers for medical and dental services. These discounts are discounted fees according to schedules negotiated by Aetna Life Insurance Company for the Aetna Vital Savings discount program. The range of discounts provided under the Program will vary depending on the type of provider and type of service received. 

The Program does not make payments directly to the participating providers of medical and dental services. Each member is obligated to pay for all services or products but will receive a discount from those health care providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-888-238-4825, is the Discount Medical Plan Organization . Oklahoma form numbers for discount programs are: GR-96402-02 04-09.

Aetna may receive a percentage of the fee you pay to the discount vendor. Aetna Vital Savings is not available in Vermont or Montana. Aetna Vital Savings provides participants with access to a network of independent practicing providers. The availability of a particular provider cannot be guaranteed and provider network composition is subject to change. Aetna does not provide dental, medical, visions or other health care/treatment and is not responsible for outcomes. All care is the responsibility of the treating provider, in consultations with the participant.

Selection of a program provider is also the responsibility of the participant and is not based on any representations by Aetna. Program providers are solely responsible for the products and services they provide. Aetna does not endorse any vendors, products or services associated with this Program. The non-dental discounts are rate-access programs. Aetna does not recommend the self-management of health/dental problems, nor do we promote any particular form of medical/dental treatment.

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