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Dental insurance plans for individuals and families

Dental health is important to your overall health. And having dental coverage can help you budget for your care. Here, you can find the right plans and programs for you.

Aetna Dental® Direct plan

Aetna Dental® Direct plan

Get the coverage you need to keep your mouth, teeth and gums healthy. The Aetna Dental Direct plan covers in-network preventive care 100% with no out-of-pocket cost. And you don’t have to have Aetna® medical or other coverage with us to purchase.


Most dental plans require a waiting period for major services like crowns or root canals. But if you switch from your existing comparable plan to an Aetna plan, we’ll waive the waiting period. You can start using your plan right away!


You can also access CVS® ExtraCare Plus™ membership. It’s available in most states. And there’s no extra cost. It also includes a $10 monthly reward.*

Aetna® Vital Savings dental discount card

Aetna® Vital Savings dental discount card

With Aetna Vital Savings, you can choose from more than 270,0001 available dental practices across the country. Just show your discount card at your appointment. And get instant savings — 15 percent to 50 percent off the cost of most services.**


Purchasing the Aetna dental discount card is easy — online, by mail or by phone. Rates start at $7.99 a month.

Your dental health affects your overall health

Your dental health affects your overall health

Brushing, flossing and getting regular dental checkups help to keep your mouth healthy. But do you know that your oral health is linked to many medical conditions?

1According to the Aetna Enterprise Provider Database as of January 1, 2023.

*May take up to 72 hours to load to ExtraCare® account. Reward expires on stated expiration date. Cannot be used toward renewal of ExtraCare Plus™ membership. Only redeemable in participating CVS Pharmacy® locations or online at for merchandise. Minimum $10 purchase (excluding taxes and fees) for purchases. Rewards are promotional, have no cash value and are not redeemable for cash. Promo rewards and coupons may be processed in any order. Sales tax may be charged pre-coupon. Cannot be exchanged for cash or gift card and may not be reissued or prorated for refund. Excludes alcohol, lottery, money orders, prescriptions and copays, pseudoephedrine/ephedrine products, postage stamps, prepaid cards, gift cards, newspapers and magazines, milk (where required by law or regulation), bottle deposits, bus passes, hunting and fishing licenses, any imposed governmental fees and items reimbursed by a government health plan. Visit ExtraCare Plus terms and conditions.

**Actual costs and savings vary by provider and geographic area.

Legal notices

Aetna Dental Direct insurance plan is offered by Aetna Life Insurance Company (Aetna). Aetna and CVS Pharmacy® are part of the CVS Health® family of companies.

Dental benefits and dental insurance plans contain exclusions and limitations.

Aetna Vital Savings (the “Program”) is not insurance. The Program does not meet the Minimum Creditable Coverage requirements in Massachusetts. It provides access to discounted rates offered by participating providers who are independent contractors and not employees or agents of Aetna. The Program does not make any payments to providers. You are responsible for paying the provider but will receive a discount from those providers in our discount program network. Discount amounts may vary depending on the provider and type of service. Provider participation may change without notice. Aetna Vital Savings is not available in Vermont or Montana. Aetna Life Insurance Company, located at 151 Farmington Avenue, Hartford, CT 06156, 1-877-698-4825 ${tty}, is the Discount Plan Organization.

This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Insurance plans contain exclusions and limitations. See brochure and policy for a complete description of benefits, exclusions, limitations, and conditions of coverage. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Plan features and availability may vary by location and are subject to change. Refer to​ for more information about Aetna® dental plan​s.

Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to dental services.

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