Based on February 2025 provider data.
Dental plans made for you
With an Aetna Dental® Direct plan, you get quality insurance coverage to keep your smile healthy. You can add vision coverage to your dental plan, too. More choice, savings and convenience to care for your overall health.
Looking for dental only or dental with vision?
Benefits included in every dental plan Plan features for the way you live
With Aetna Dental, you get:
- Affordable plans. Plan options start at $17. And your dental checkups, cleanings and X-rays are 100% covered.
- Choice of providers. Choose from thousands of quality dental providers nationwide.
- Virtual dental care through Dental.com: Using SmartScan™ technology, we can spot cavities, gum disease, plaque and other issues. Right from the comfort of home. You also get exclusive access to oral health products specially recommended for your dental needs.
- The coverage you need. You’re covered for fillings, crowns, root canals and more.
- Plan extras. Our dental plans include access to CVS ExtraCare Plus membership* including a $10 monthly reward*, free delivery and more.
Dental plans at a glance Looking for a plan that fits your life and budget? Let’s explore.
With our dental insurance for individuals and families, we can help you find the right plan. Use this chart to compare covered services* and costs for Aetna Dental Direct plans. This chart shows in-network benefits.
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Aetna Dental® Direct Preferred PPO |
Aetna Dental® Direct Core PPO |
Aetna Dental® Direct DMO® |
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|---|---|---|---|
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Want more choices in providers? You can see any licensed dentist. When you stay in network, you may save. And you don’t need a primary care dentist (PCD) or referrals. |
Want to see any licensed dentist for a lower monthly cost? This plan works just like our Preferred plan with a lower premium. You may pay more for some services. |
Want the most cost-friendly care for staying in network? You choose a primary care dentist (PCD) and see that PCD to get benefits. You need referrals for specialists. |
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$0 (no deductible) |
$0 (no deductible) |
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You pay 20%* |
You pay 50%* |
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You pay 50%* |
You pay 50%* |
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$1,250 |
$1,000 |
No maximum |
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$50 per person
$150 per family |
$50 per person
$150 per family |
$0 (no deductible) |
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|
Starting at $26 a month |
Starting at $22 a month |
Starting at $17 a month |
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Aetna Dental® Direct Preferred PPO |
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|---|---|
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Want more choices in providers? You can see any licensed dentist. When you stay in network, you may save. And you don’t need a primary care dentist (PCD) or referrals. |
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$0 (no deductible) |
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You pay 20%* |
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You pay 50%* |
|
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$1,250 |
|
|
$50 per person
$150 per family |
|
|
Starting at $26 a month |
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Aetna Dental® Direct Core PPO |
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|---|---|
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Want to see any licensed dentist for a lower monthly cost? This plan works just like our Preferred plan with a lower premium. You may pay more for some services. |
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$0 (no deductible) |
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You pay 50%* |
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You pay 50%* |
|
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$1,000 |
|
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$50 per person
$150 per family |
|
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Starting at $22 a month |
|
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Aetna Dental® Direct DMO® |
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|---|---|
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Want the most cost-friendly care for staying in network? You choose a primary care dentist (PCD) and see that PCD to get benefits. You need referrals for specialists. |
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No maximum |
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$0 (no deductible) |
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Starting at $17 a month |
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More reasons to smile
Aetna® Vital Savings discount card
Looking for an alternative to dental insurance? You can get instant savings off the cost of most dental services.
Oral health tips for overall health
Dental care keeps your mouth healthy. But did you know it’s linked to many medical conditions, too?
For dental consumers in New York
An online cost estimate of services is available to you.
For 500,000 dental providers source
CVS® ExtraCare Plus® membership terms
Available in most states. Requires registration through the Aetna Health℠ app or Aetna® member website. Membership will be terminated if you are no longer on an eligible dental plan or if CVS cannot verify your eligibility. No recurring payments or payment data is required to receive or maintain membership. Must have a valid ExtraCare® card to enroll. To cancel, call 1-800-746-7287 or cancel online anytime.
Bonus rewards are promotional, have no cash value and are not redeemable for cash. 20% discount applies only to non-sale and non-promo items labeled CVS Health®; exclusions apply. To enable certain digital, shipping and pharmacy delivery benefits, you must have a CVS® account and complete your digital profile online.
CVS shipping and same-day delivery are FREE for qualifying orders of at least $10 after the application of any coupons, rewards or discounts and before taxes are applied. FREE Rx delivery is available for qualifying prescription orders and health plans. Delivery times may vary. Most stores are eligible for delivery. Check our store locator to find out if your store is eligible.
Other exclusions apply. Visit full terms and conditions.
For $10 reward terms
Available in most states. May take up to 72 hours to load to ExtraCare® card. Bonus reward expires on stated expiration date and cannot be used toward renewal of ExtraCare Plus® membership. Only redeemable on a single transaction at participating CVS Pharmacy® locations or on CVS.com for eligible merchandise. Minimum of $10 purchase (excluding taxes and fees) for CVS.com purchases.
Bonus rewards are promotional, have no cash value, are not redeemable for cash and are not transferrable. We reserve the right to process bonus rewards and coupons in any order. Sales tax may be charged pre-coupon. Cannot be exchanged for cash or gift card and may not be reissued or prorated for refund. Excludes alcohol, bottle deposits, bus passes, copays, ephedrine/pseudoephedrine products, gift cards, hunting and fishing license, lottery tickets, magazines, milk (where required by law or regulation), money orders, newspapers, postage stamps, prepaid cards, prescriptions, and any imposed governmental fees and items reimbursed by a government health plan.
For covered services terms
Some covered services have limits based on your age, how often you use them, and your past coverage. Once you choose a plan, check your plan documents for your covered services and benefit levels.
For preventive care services
Examples include routine checkups, cleanings and bitewing X-rays.
For basic procedures services
Examples include fillings, simple extractions and emergency pain relief.
For 20% for basic procedures
This is the percentage you pay for covered in-network dental services after you’ve paid your deductible.
For 50% for basic procedures
This is the percentage you pay for covered in-network dental services after you’ve paid your deductible.
For major procedures services
Examples include root canals, crowns, dentures and bridges.
For 50% for major procedures
This is the percentage you pay for covered in-network dental services after you’ve paid your deductible.
For annual benefit maximum
This is the most your plan will pay for covered in-network dental services per calendar year after deductible and coinsurance.
For deductible
This is the amount you need to pay per calendar year before your plan starts to pay for covered dental services.
For monthly cost
These monthly costs are examples of our lowest monthly rates. Your cost may vary based on the individual dental plan you choose and the number of people you insure. Once you choose a plan, check your plan documents for your covered services and benefit levels.
For copay varies by service details
Your out-of-pocket cost depends on the service. Here’s a sample of in-network copays for Aetna Dental Direct DMO:
- Office visit: $5
- Preventive oral exams: $0
- Cleanings: $0
- Full-mouth series images: $0
- Sealants (permanent molars only): $0
- Resin filling (1 surface): $26 to $63
- Periodontal maintenance cleanings: $65
- Tooth extraction (simple, primary tooth): $8
- Impacted tooth removal (soft tissue): $65
- Crowns: $265 to $362
- Root canal therapy: $135 to $333
- Dentures: $174 to $483
Orthodontics isn't covered.
To find your plan costs, check your plan details.
Questions?
To learn about our individual dental plans, call us at 1-855-837-6453 ${tty}. We’re here Monday to Friday, 8 AM to 8 PM ET.
Questions?
To learn about our individual dental plans, call us at 1-855-837-6453 ${tty}. We’re here Monday to Friday, 8 AM to 8 PM ET.
Legal notices
Dental plans and vision benefits are insured by Aetna Life Insurance Company, Aetna Dental Inc. and/or Aetna Health Inc. (Aetna). Certain vision claims administration services are provided by First American Administrators, Inc. and certain network administration services are provided through EyeMed Vision Care ("EyeMed"), LLC. Aetna and CVS are part of the CVS Health family of companies.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Insurance plans contain exclusions and limitations. See brochure and policy for a complete description of benefits, exclusions, limitations and conditions of coverage. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care. Plan features and availability may vary by location and are subject to change. Enter your zip code above for more information about Aetna® dental plans.
Policy forms issued in Idaho include: AL IVL HPol-PPODental_WP 01 and AL IVL HPol-PPODental_NWP 01.
Policy forms issued in Missouri, Oklahoma, Washington and Wyoming include: AL IVL HPol-PPODental 01.
Aetna Vital Savings (the “Program”) is not insurance. The Program does not meet the Minimum Creditable Coverage requirements in Massachusetts. It provides access to discounted rates offered by participating providers who are independent contractors and not employees or agents of Aetna. The Program does not make any payments to providers. You are responsible for paying the provider but will receive a discount from those providers in our discount program network. Discount amounts may vary depending on the provider and type of service. Provider participation may change without notice. Aetna Vital Savings is not available in Vermont or Montana. Aetna Life Insurance Company, located at 151 Farmington Avenue, Hartford, CT 06156, 1-877-698-4825 ${tty}, is the Discount Plan Organization. AetnaVitalSavings.com
DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts.