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Using your over-the-counter (OTC) benefit

Over-the-counter (OTC) benefits help cover the cost of eligible OTC health and wellness products. This benefit is included in most Medicare Advantage plans, but not all. And different plans may have different OTC benefits.

What OTC items are available?

Your OTC benefit helps you save money on a wide range of over-the-counter health and wellness products. You can use your benefit amount to purchase products such as pain relief, first aid, cold and allergy medicine, dental care items and more.


Check your OTC catalog for the list of items covered by your benefit.

Review your OTC benefit details

Select your state and county to find your plan. Once you do, we’ll show you details about your OTC benefit, and how to shop for eligible items. Select the PDF to view your OTC catalog. You can refer to your catalog when shopping for your OTC health and wellness products.


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