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Terms of Use

Read these Terms of Use (this “Agreement”) for important information about our content and our Services (as defined below).

 

Please read this Agreement carefully and completely before using Aetna.com, our Aetna HealthSM mobile application, or other properties where this Terms of Use is posted. We refer to these collectively as the “Services.” By clicking “I Accept” to this Agreement, or by using the Services (including any access to the Services), you agree and acknowledge that you have read, understood, and expressly agree to be bound by this Agreement, by and between you and Aetna Life Insurance Company (also referred to as the “Business,” "us,” “our,” or "we"), which incorporates by this reference any additional terms and conditions posted by us through the Services, or otherwise made available to you by us. The information and resources contained on and accessible through the Services are made available by us and our suppliers and vendors, and other third parties, in each case subject to your agreement to the terms and conditions of this Agreement.

 

  • We may update this Agreement at any time by notifying you of such updates by any reasonable means, including by posting the revised Agreement to the Services. You can determine when this Agreement was last revised by referring to the “Last Updated” legend at the top of this Agreement. Any modifications will be effective immediately upon such posting. You should periodically review this page to determine if this Agreement has been updated. Your use of or access to the Services after such modifications are posted will signify your acceptance of the modifications and your agreement to be bound by them.

  • For purposes of this Agreement, “Materials” includes user IDs, email addresses, passwords, comments, photographs, images, graphics, text, and data, and any other forms of materials or information submitted by you through or otherwise in connection with the Services, regardless of whether such information is posted publicly or with password protection.

     

    The Services are not designed or intended to be used as a disaster recovery or emergency data storage facility and you are responsible for creating and maintaining copies of your Materials prior to posting, uploading, or otherwise submitting such Materials through the Services.

     

    The Business and its suppliers and vendors are not required to assess or otherwise determine the validity or legitimacy of any complaints or demands that they may receive regarding any Materials that you may use or allow others to use in connection with the Services (including Materials posted or submitted to the Services) before the Business and its suppliers and vendors take any remedial action that they consider, in their sole discretion, to be appropriate.

  • The business provides the services “as is” and disclaims all express or implied representations or warranties (including the implied warranties of merchantability, fitness for a particular purpose, or non-infringement) regarding the information, services, products, materials, functionality, and any other resources available on or accessible through the services, including without limitation any implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The data set forth herein is for informational purposes only, and, although the business reserves the right to correct any errors, omissions, or inaccuracies, no warranty is made that the information is error-free. Please note that once you leave the services or arrive at a service from another non-business location, either by using a link we may have provided for your convenience or by specifying your own destination, the business accepts no responsibility for the content, products and/or services provided at these non-business locations. The business does not control, endorse, promote or have any affiliation with any other website or software application (including mobile applications) unless expressly stated herein. Your access and use of the service is solely at your own risk.

  • To the maximum extent permitted by law, neither the business nor its employees, officers, directors, agents, affiliates, suppliers, vendors, licensors, co-branders or partners shall be liable to any party for any direct, indirect, special or other consequential damages arising out of any use or performance of the services, or any other hyper-linked website or software application (including mobile applications), including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if we are expressly advised of the possibility or likelihood of such damages.

     

    With respect to products or services purchased through third parties, to the maximum extent permitted by law, no business party shall be liable for any direct, indirect, special, punitive, incidental, exemplary, or consequential damages, or any damages whatsoever, resulting from any loss of use, loss of profits, litigation, or any other pecuniary loss, whether based on breach of contract, tort (including negligence), product liability, or otherwise, arising out of or in any way connected with the provision of or failure to make available any such products, goods, or services, even if advised of the possibility of such damages.

     

    Any liability on the part of the business party, in the aggregate, shall not exceed the fees paid by the user for the particular information or service provided or $25, whichever is greater.

     

    You acknowledge and agree that the limitations set forth above are fundamental elements of this Agreement and the Service would not be provided to you absent such limitations.

  • By using the Services, you affirm that you are of legal age to enter into this Agreement, and that you have the authority to accept this Agreement. If you choose to create an account in connection with your use of the Services, you must provide true, accurate, current, and complete registration information. If we believe that your information is incorrect or incomplete, we may prevent you from accessing the Services, terminate or suspend your account, or otherwise limit or restrict your use of the Services. 

     

    You are responsible for maintaining the confidentiality of your user ID and password and are fully responsible for all activities (including purchases, as applicable) that occur in connection with your user ID or password such that, for all purposes under this Agreement, any activities in connection with your user ID or password will be deemed to be your activities. We will not be liable for any loss that you incur as a result of someone else using your account. To protect the security of the Services and your account, we may, at our sole discretion, terminate or suspend your account, change your username or password, request additional information before we authorize transactions on your account, or take other reasonable actions.

     

    Your use of the Services is limited to non-commercial, personal use only. You agree to use the Services only for lawful purposes. You agree not to interrupt or attempt to interrupt the operation of the Services in any way. Any conduct by you that, in our sole discretion, restricts, inhibits, or interferes with the ability of any other user to enjoy the Services will not be tolerated, including by means of hacking or defacing any portion of the Services, or by engaging in spamming, flooding, or other disruptive activities. You must not transmit or otherwise make available through or in connection with the Services any virus or other computer code, file or program that is potentially harmful or invasive or intended to damage or hijack the operation of, or to monitor the use of, any hardware, software or equipment. 

     

    We may limit the number of times you can visit or log in to the Services within a certain period of time. We also reserve the right, in our sole discretion, to terminate your access to the Services, or any portion thereof, at any time, without notice. You agree not to access the Services by any means other than through the interface that we provide for use in accessing the Services.

  • We are constantly seeking to improve and enhance the Services and, unless explicitly stated otherwise, any new features that augment or enhance the current Services shall be subject to this Agreement. You understand and agree that the Services are provided “AS-IS” and that we assume no responsibility for the accuracy or availability of the Services or any information posted on the Services by other users, or the timeliness, deletion, delivery, or failure to store any user communications or personalization settings.

     

    We reserve the right at any time to modify or discontinue, temporarily or permanently, the Services (or any parts thereof) with or without notice, in our sole discretion. You understand and agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Services. Temporary interruptions of the Services may occur as normal events.

     

    To access the Services, you must have access to the Internet and related equipment or software, which is your responsibility to obtain at your own expense. You acknowledge that you are solely responsible for upgrading and configuring your systems to be, and remain, compatible with the Services. We have no control over third-party networks you may access during your use of the Services; therefore, delays and disruption of other network transmissions are completely beyond our control.

  • The Services (including any content made available through the Services) is the property of the Business (or its licensors) and is protected by applicable intellectual property laws. The Business grants you a limited, non-exclusive, non-transferable, revocable license to use the Services for your personal, household, informational, and non-commercial purposes only, subject to the other terms and conditions set out in this Agreement. 

     

    Title to any copyright, trademark, patent, trade secret, logos, characters, service marks, or other intellectual property right in the Services remains with the Business or its licensors. Any use of the Services not expressly permitted by this Agreement is a breach of this Agreement and may violate the intellectual property rights of the Business, its affiliates, or a third party. 

     

    All rights not expressly granted herein are reserved to the Business, its affiliates, and its licensors. You acknowledge that you do not acquire any ownership or other intellectual property rights, including to any copyright, trademark, patent, trade secret, logos, characters, service marks, by accessing or using the Services. Except as expressly authorized by the Business and its affiliates, you may not modify, publish, transmit, display, reproduce, distribute, participate in the transfer or sale, create derivative works, or in any way exploit, any of the content, in whole or in part.

     

    If any part of the Services includes the provision of a specific IP address, URL or other designation for your use, you acknowledge and agree that you will not receive any proprietary or ownership rights in such designation, and that we may change your IP address, URL or other designation at any time.

  • The Services may have features that let you submit content or communicate with the Business or its affiliates, other users, agents, the general public, and other individuals, including through email, posting comments, reviews or ratings, participating in chats or forums, navigating the Services, and uploading files. Any questions, comments, suggestions, ideas, plans, notes, drawings, images, photographs, pictures, personal information, and other information and/or materials you submit via the Services are referred to here as “User-Generated Content.”

     

    By sharing User-Generated Content on the Services, you warrant and represent that you own or control all of the rights necessary to use your User-Generated Content. You grant the Business and its affiliates a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, transmit, create derivative works from, distribute, disclose and publicly display and perform your User-Generated Content for commercial purposes in any media now known or hereafter developed. Without limiting the foregoing, the Business and its affiliates are specifically free to use any ideas or concepts contained in any such User-Generated Content for any purpose whatsoever, including, but not limited to, developing, manufacturing, advertising and marketing products. Any such use is without compensation to the person submitting. The Business and its affiliates do not waive any rights they may have to similar or related ideas previously known or developed by their employees, or obtained from sources other than you.

     

    By posting User-Generated Content that contains images, photographs, pictures or that may otherwise be graphical in whole or in part (“Images”), you represent that each person depicted in any Image has provided consent to the distribution, public display and reproduction of any Image. You are fully responsible for any damage or harm resulting from your User-Generated Content, and we assume no liability for User-Generated Content posted or submitted by you or other users. You further agree that we shall have the right, but not the obligation, to monitor the content on the Services and to remove any material that we, in our sole discretion, find to be in violation of the provisions herein or otherwise objectionable. Without limiting the foregoing, we, and our designees, shall have the right to remove any material that violates this Agreement or is otherwise objectionable.

  • All communications, feedback, questions, comments, suggestions, proposed features, and the like (collectively “Feedback”) you submit to us through the Services or otherwise will be considered non-confidential and non-proprietary with regard to you, but we reserve the right to treat any such Feedback as the Business and its affiliates’ confidential information. 

     

    By submitting Feedback to us, you assign to us, free of charge, a perpetual, irrevocable, fully transferable, sub-licensable, fully paid-up, royalty free worldwide license to create derivative works, distribute, reproduce, perform, display, and otherwise use, any intellectual property rights or proprietary information and ideas contained within any such Feedback, including without limitation the right to sublicense or assign any of the foregoing. We will be entitled to use any Feedback you submit to us, and any ideas, concepts, know-how or techniques contained in any such Feedback, for any purpose whatsoever, including but not limited to developing and marketing products and services using such Feedback without restriction and without notifying or compensating you in any way.

     

    Please do not send us any information or materials for which you do not wish to grant us such rights, including, without limitation, any confidential information or any original creative materials such as product ideas, written materials, photographs, original artwork, or computer code. You are responsible for the information and other content contained in any Feedback you submit to us, including, without limitation, their truthfulness and accuracy.

  • You may not, and will not permit any other party to: (1) modify, adapt, alter, translate or create derivative works of the Services; (2) use or merge the Services, or any component or element thereof, including the text, images, audio, and video, with other software, databases or services not provided by the Business; (3) sublicense, distribute, sell or otherwise transfer the Services to any third party; (4) use the Services as a service bureau, or lease, rent or loan the Services to any third party; (5) reverse engineer, decompile, disassemble or otherwise attempt to derive the source code or structure of the Services; (6) interfere in any manner with the operation of the Services; (7) circumvent, or attempt to circumvent, any electronic protection measures in place to regulate or control access to the Services; (8) create a database by systematically downloading and storing the Services; (9) use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape” “data mine” or in any way gather the Services or reproduce or circumvent the navigational structure or presentation of the Services without our express prior written consent; or (10) use the Services for any commercial purposes. You agree not to develop, distribute or sell any software or other functionality capable of launching, being launched from or otherwise integrated with the Services. You may not remove, alter or obscure any copyright notice or any other proprietary notice that appears on or in the Services.

  • The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials available on the Services infringe your rights under U.S. copyright law, you (or your agent) may send to the Business a written notice by mail, e-mail, or fax, requesting that the Business remove such material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the DMCA permits you to send to the Business a counter-notice. Notices and counter-notices must be sent in writing and meet the then-current statutory requirements imposed by the DMCA (see Copyright.gov for details), which, with respect to notices of infringement, currently include, among other requirements, the following:

     

    1. Sufficient information identifying the copyrighted work(s) believed to be infringed.
    2. Sufficient information identifying the allegedly infringing material(s) and the location of such material(s) in order to permit the Business to locate such material(s).
    3. A statement from the owner (or the owner’s authorized representative) of the copyrighted work(s) believed to be infringed that such owner or authorized representative has a good faith belief that the allegedly infringing materials are used in a manner not authorized by the copyright owner, its agent, or the law.
    4. Contact information for the complaining party, including a mailing address, a telephone number, and, if available, an email address.
    5. A statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on the copyright owner’s behalf.
    6. A signature or the electronic equivalent from the owner (or the owner’s authorized representative) of the copyrighted work(s) believed to be infringed.

    Notices and counter-notices must be sent in writing to the Business’s DMCA agent as follows:

    DMCA Agent, Legal Department 
    CVS Health
    One CVS Drive
    Woonsocket, RI 02895
    Mail Code 1160

     

    Email: DMCA@cvshealth.com

     

    Fax: 401-765-7887

     

    The Business’s DMCA agent can also be reached at 401-765-1500 (TTY: 711).

     

    There are substantial penalties for sending false notices. It is our policy, in appropriate circumstances and in its sole judgment, to suspend or terminate the service of any individual, account holder, or user who is deemed to be a repeat or blatant infringer of copyrights.

  • We may provide tools that enable you to enroll in and export information to third-party resources. By using one of these tools, you agree that we may transfer that information to the applicable third party. Third-party resources are not under our control, and we are not responsible for any third-party resource’s use of your exported information. 

     

    The Services may also contain links to third-party websites. Linked websites are not under our control, and you agree we are not responsible for their content. 
     
    If you decide to enroll in a third-party plan or insurance, you may be asked to provide an electronic signature which will be applied to your enrollment and to other required forms electronically, as applicable. Your electronic signature will be as legally binding and enforceable as if you had signed on paper with a pen. 
     
    If you decline the electronic signature process, we may decline to process your enrollment electronically if a signature is required. If required by applicable law, you may still apply with a paper enrollment form, but it could take longer to process it. 
     
    The hardware and software descriptions below that are what you will need to use the Site for enrollment in Medicare plans or other health insurance and to receive consumer disclosures, written communications, plan documents, enrollment instructions and confirmations electronically (“Electronic Records”).

    • Hardware/ Operating Systems: Any PC or MAC with standard Operating Systems
    • Browsers: Our website is supported in full in:
      • Google Chrome
      • Mozilla Firefox
      • Safari (Version 14 or later)
      • Microsoft Edge
    • For the best possible experience, your web browser should be fully up to date.
    • PDF Reader: Adobe Reader version 8 or higher
    • Internet Bandwidth: High-speed internet connection recommended
    • A valid email address

    The computer hardware and software used to access the Services on the internet is all you will need to access the documents provided to you in electronic form. To retain copies of these documents, you may: 1) print them from the Site, or 2) save an electronic copy onto a computer. By using the Services to enroll in a Medicare plan or insurance you agree to submit enrollment information to the selected plan or insurance company through the Application and agree to accept delivery by electronic means all applicable documents. This means you are agreeing that we and the applicable Medicare Plan or insurance company may deliver documents or information about your health care coverage to you at your email address. You also agree that the documents or information about your health care coverage that we deliver to you electronically will satisfy any legal communication requirements, including that those communications be in writing, unless otherwise required by law. If you wish to revoke this consent, you may do so by calling the toll-free number that appears on our website, but such revocation will not affect any actions that a Medicare plan or insurance company or we may have already taken in reliance on your initial consent. 
     
    You are responsible for keeping your contact information up to date to ensure timely receipt of instructions and confirmations. You can update your contact information on your profile page at any time or by calling the toll-free number that appears on our website.

  • The product and/or services descriptions, if any, provided on this site are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable regulation areas. Please contact Member Services at the phone number on your member ID card for questions about our products and services.

     

    You agree to pay all charges incurred by you or on your behalf through the Services, at the prices in effect when such charges are incurred, including all shipping and handling charges. In addition, you are responsible for any taxes applicable to your transactions. If any payment due is not made by you, we may, in addition to its other remedies, at its sole discretion and without notice to you, (a) suspend its performance under this Agreement and your access to and use of the Services, or (b) terminate this Agreement and your access to and the use of the Services. If legal action is necessary to collect fees or charges due from you, then you will reimburse us for all expenses incurred in collecting the fees and charges, including all attorney fees and other legal expenses.

     

    Provider finder services that may be available are based on other third-party resources not owned or operated by us. Information regarding providers not affiliated with us concerns health care providers who are not employees or agents of the Business or any Business subsidiary or affiliate. The Business is not responsible for and disclaims all liability for the services of such health care provider options. Provider finder services are not a referral service. The information available is not our recommendation, endorsement, or guarantee of any specific health care provider or any test, product, or procedure a health care provider may offer. We do not offer advice regarding the quality or suitability of any particular health care provider for any specific condition or treatment. We do not guarantee that any health care provider is seeing new patients, that you are eligible to receive services from any health care provider, or that services from any health care provider are covered by your health plan.

  • The health information contained in the Services is general in nature and is not a substitute for professional health care. It is not meant to replace the advice of health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider. Without limiting the foregoing, you should consult your doctor for medical advice or services, including seeking advice regarding a medical condition, illness, treatment and prior to undertaking a new diet or exercise program or utilizing any related services through the Services. Advance consultation with your doctor is particularly important if you are, pregnant, breastfeeding, or have health problems. Never disregard professional medical advice or delay in seeking it because of something you have read on the Services.

     

    IF YOU ARE EXPERIENCING A MEDICAL CRISIS, PLEASE CALL 911 OR CONTACT YOUR LOCAL EMERGENCY ASSISTANCE SERVICE IMMEDIATELY.

  • The privacy policy governing the collection, use and disclosure of your personal information when accessing and using the Services can be reviewed here and is hereby incorporated into this Agreement.


    Note that, depending on the benefits you select when using the Services, you may be protected by federal and other law applicable to personal information about you such as health information protected by the Health Insurance Portability and Accountability Act (“HIPAA”).

  • The Business and its suppliers and vendors may change or modify the information, services, products, materials, and any other resources contained on or accessible through the Services, or discontinue the Services altogether, at any time without notice.

  • The Business reserves the right to disable, suspend, or terminate your use of or access to the Services at any time, without notice, for any and no reason whatsoever. Such suspension or termination may result in the permanent deletion of your information or other previously available content. If you no longer agree to be bound by this Agreement, you must cease your use of the Services. The Business reserves the right to determine, in its sole discretion, whether your engagement with the Services is appropriate and complies with this Agreement. Except as provided under Claims of Copyright Infringement/DMCA Notices, the Business may remove any materials you submit to the Services, without prior notice and at the Business’s sole discretion. Any rights you have in accessing the Services shall terminate upon the deactivation or termination of your account or the termination of this Agreement with you.

  • Nothing in this site should be construed as a solicitation or offer to purchase coverage from the Business, any of its affiliated companies, or any other company.

  • In addition to your agreement with the foregoing Agreement, and notwithstanding anything to the contrary herein, you acknowledge and agree to the following provisions with respect to your use of any Application that is compatible with the iOS operating system of Apple Inc. (“Apple”). Apple is not a party to this Agreement and does not own and is not responsible for the Application. Apple is not providing any warranty for the Application, except if applicable, to refund the purchase price for it. Apple is not responsible for maintenance or other support services for the Application and shall not be responsible for any other claims, losses, liabilities, damages, costs or expenses with respect to the Application, including, without limitation, any third-party product liability claims, claims that the Application fails to conform to any applicable legal or regulatory requirement, claims arising under consumer protection or similar legislation, and claims with respect to intellectual property infringement. Any inquiries or complaints relating to the use of the Application, including those pertaining to intellectual property rights, must be directed to us. The license you have been granted herein is limited to a non-transferable license to use the Application on an Apple-branded product that runs Apple's iOS operating system and is owned or controlled by you, or as otherwise permitted by the Usage Rules set forth in Apple's App Store℠ Terms of Service. In addition, you agree to comply with the terms of any third-party agreement that is applicable to you when using the App, such as your wireless data service agreement. You acknowledge and agree that Apple and Apple's subsidiaries are third-party beneficiaries of this Agreement and that, upon your acceptance of the terms and conditions of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary thereof. Notwithstanding the immediately preceding sentence, our right to enter into, rescind or terminate any variation, waiver or settlement under this Agreement is not subject to the consent of any third party.

  • By providing your residential or wireless phone and/or fax number(s) to the Business, you expressly consent to receive marketing and non-marketing autodialed and/or prerecorded calls, text messages and faxes (including fax advertisements) from or on behalf of the Business at the number(s) provided. Your consent to receive calls or texts on your wireless device is not a condition of any purchase. Consent may be revoked at any time by calling the toll-free number at 1-877-265-2711 (TTY: 711) or faxing your opt-out request to 1-888-263-9488. You may also send an opt-out request via email to do_not_call@Aetna.com with the phone and/or fax number you wish to opt out. Your wireless carrier’s standard message and data rates may apply.

  • When you visit or use the Services or send emails or other electronic messages to us or in connection with the Services, you are communicating with us electronically and consent to our review and analysis of such messages and to receive return communications, if any, from us electronically. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

  • The Services may contain links to, or otherwise make available, third-party sites, services, products, information, content, materials, merchandise, functionality, and/or other resources (“Third-Party Resources”). These Third-Party Resources and links and access to them are provided for your convenience and reference only. We do not control such Third-Party Resources and, therefore, we are not responsible for such Third-Party Resources, or any content posted on or made available by such Third-Party Resources. Your linking to any Third-Party Resource is at your own risk. Please be mindful of this as you link to Third-Party Resources.

     

    The Business and its affiliates hereby disclaim any representation, warranty, or guaranty regarding the Third-Party Resources, whether expressed, implied or statutory, including, without limitation, the implied warranties of merchantability or fitness for a particular purpose, and any representation, warranty, or guaranty regarding the availability, quality, reliability, features, appropriateness, accuracy, completeness, or legality of the Third-Party Resources, and you agree to indemnify and hold the Business and its affiliates harmless for any direct, indirect, punitive, incidental, special, or consequential damages, or any damages whatsoever including, without limitation, damages for loss of use, arising out of or in any way connected with the use or performance of the Third-Party Resources.

     

    We reserve the right to terminate links or access to Third-Party Resources at any time. The fact that we offer such links or access should not be construed in any way as an endorsement, authorization, or sponsorship of such Third-Party Resources, or any content made available thereby. Because some Third-Party Resources employ automated search results or otherwise link you to Third-Party Resources containing information that may be deemed inappropriate or offensive, we cannot be held responsible for the accuracy, copyright compliance, legality, or decency of material contained in or made available by Third-Party Resources, and you hereby irrevocably waive any claim against us with respect to such Third-Party Resources. 

     

    Your use of any Third-Party Resources is subject to the third-party’s terms, conditions and policies applicable to such products, services or materials (such as terms of use or privacy policies of the providers of such products, services or materials). We are not responsible for the privacy and security of any information you share with that third-party, including your credit card or payment information. When you elect to receive these services from a third-party, you agree to hold that third-party responsible for any unauthorized use or disclosure of your personal information. 

  • The Services are intended for residents of the United States only, and we may take certain measures (such as IP address blocking) to limit access to the Services by only such users. The Business and its affiliates make no representation that the Services are appropriate or available for use in other locations. This Agreement, your use of the Services, and all related matters, regardless of your location, are governed solely by, and construed solely in accordance with, the laws of the United States (including federal arbitration law) and the State of Connecticut, excluding any rules of private international law or the conflict of laws which would lead to the application of any other laws. The Business and its affiliates’ failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between you and the Business nor trade practices shall act to modify any provision of this Agreement. We may assign our rights and duties hereunder to any third-party at any time without notice to you.

  • You agree to indemnify and hold harmless the Business, and its officers, directors, employees, affiliates, agents and other third parties permitted to receive your information from any and all claims, causes of action, demands, losses, damages, other forms of liability and expenses, including reasonable attorneys’ fees and costs, judgments, and awards arising out of your use of the Services or your breach of this Agreement brought by third parties (collectively, “Claims”) as a result of: (i) your violation of this Agreement; (ii) your use of the Services and/or any content from the Services; (iii) any User-Generated Content you supply; or (iv) your violation of any law or the rights of a third party. The Business respectively reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any Claims. You agree to reasonably cooperate as requested by us in the defense of any Claims.

  • You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Business or its affiliates as a result of this Agreement. You may not assign this Agreement without the prior written consent of the Business in all instances.

  • Other than as may be set forth in this Agreement as to any other terms that may apply, including the Privacy Policy and all other documents expressly incorporated herein by reference, this Agreement is the entire agreement between you and the Business and replace all prior understandings, communications and agreements, oral or written, regarding its subject matter. A printed version of this Agreement and of any notices given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. If any court of law, having the jurisdiction, rules that if any part of this Agreement is invalid that section will be removed without affecting the remainder of the Agreement. The remaining Agreement will be valid and enforceable.

Last updated: 24th June 2026.

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