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Medicare Special Needs Plans (SNPs)

Aetna® offers SNPs for those who have specific health conditions or needs. This includes people with certain chronic illnesses, people living in specialized care facilities and those who qualify for both Medicare and Medicaid. Aetna Medicare plans are designed with benefits that provide members with the care that fits them best.

 

Find plans in your area

What is a Medicare Special Needs Plan?

A SNP is a kind of Medicare plan for people in unique situations. SNPs offer the same Medicare Parts A and B coverage you get with Medicare Advantage plans. This includes prescription drug coverage. Some may also cover special services the member needs because of their situation.

 

To qualify for SNPs, you must:

 

  • Have Medicare Parts A and B
  • Live in the area the plan serves
  • Meet one of the following requirements:

    • You are eligible for both Medicare and Medicaid

    • You have a qualifying chronic condition, like diabetes or heart disease

    • You need facility-level care, or you have lived for at least 90 days in a qualifying facility (places like nursing homes, rehabilitation hospitals and psychiatric hospitals)

Types of SNPs and who qualifies

There are three types of Special Needs Plans: Dual-Eligible SNP (D-SNP), Institutional SNP (I-SNP) and Chronic Condition SNP (C-SNP).

 

Learn more about eligibility to find the one that meets your needs:

  • D-SNP

    Dual-Eligible Special Needs Plans

     

    • People who qualify for both Medicare and Medicaid
    • Those over 65 who qualify as low income
    • People who are under 65 and have a qualifying medical condition

    Explore Aetna D-SNP

  • C-SNP

    Chronic Condition Special Needs Plans

     

    • People who have Medicare
    • People with a qualifying chronic condition like diabetes or heart disease

     

    Learn more about Aetna C-SNP

     

  • I-SNP

    Institutional Special Needs Plans

     

    • People who have Medicare
    • People who reside in a skilled nursing facility for 90 days or longer

    Learn more about Aetna I-SNP

Call to enroll or see if you qualify