Vision insurance coverage that looks out for you Protect your vision and your budget
Care that you can count on
- No deductible or waiting periods
- Vision exams starting at a $10 copay
- Choice of a vision provider close to home
Coverage that gives you options
- Up to a $200 yearly allowance for frames and contact lenses
- Up to 40% off additional glasses and 20% off non-prescription sunglasses
- Shop thousands of options in-store or online
Vision plans at a glanceLooking for a plan that fits your life and budget? Let’s explore.
We can help you find the right vision coverage for you and your family. Use this chart to compare in-network coverage and costs for Aetna Vision Preferred Direct plans.
| Plan | Deductible* | Eye exam copay* | Standard lens copay* | Frame allowance* | Contact lens allowance* | Out-of-network coverage* | Monthly cost* |
|---|---|---|---|---|---|---|---|
| Value Plan | No deductible | $20 | $25 | $130 | $130 | Included | Starting at $11 a month |
| Select Plan | No deductible | $15 | $20 | $160 | $160 | Included | Starting at $14 a month |
| Elite Plan | No deductible | $10 | $10 | $200 | $200 | Included | Starting at $19 a month |
Choice and convenienceMore providers to fit your needs
“Easy to use, easy to find a provider and eye coverage is great.”
— Aetna member
Aetna vision insurance FAQsYour questions answered
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Yes. Aetna Vision Preferred Direct offers more affordable vision insurance plans designed for individuals and families. These plans are a more convenient option if you’re looking for:
- Lower-cost vision insurance
- Convenient, large network of providers, in store and online
- Coverage you can buy directly without an employer
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Yes. You can purchase our vision insurance through this registration page. This is a great option if you:
- Don’t have employer coverage
- Are self employed
- Want to add vision coverage for your family
Availability varies by state.
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Our individual vision insurance plans may include:
- Eye exams
- Prescription glasses (frames and lenses)
- Contact lenses
- Prescription sunglasses
- Discounts on lens upgrades and options
Coverage varies based on the plan you choose.
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Yes. Aetna Direct Preferred Direct members can use their benefits at many online retailers including LensCrafters®, Target Optical® and Ray-Ban®. Plus, many more, like Oakley®, Contacts Direct, Glasses.com, and more.
Many options include free shipping, easy returns and no paperwork.
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Yes. You can use both health spending account (HSA) and flexible spending account (FSA) funds for eligible expenses. This includes:
- Eye exam copays
- Prescription glasses or contact lenses
- Lens upgrades
- LASIK procedures
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There are no waiting periods. You can start using your benefits as soon as your coverage begins.
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Here’s where you can use your benefits:
- Independent locations: Get access to a broad network of neighborhood eye doctors and private practices. These local, trusted advisors help meet your vision care needs.
- Retail locations: Visit some of the most preferred, recognized retail chains like LensCrafters®, Pearle Vision and Target Optical®. You get a diverse choice of neighborhood stores, too, like America’s Best, Eyeglass World, For Eyes® and more.
- Online options: Many network retailers offer online shopping. This includes LensCrafters®, Target Optical® and Ray-Ban®. Plus, many more, like Oakley®, Contacts Direct and Glasses.com.
This flexibility helps you access vision care wherever you are.
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Even if you see clearly, routine eye exams are important. They can help detect:
- Eye conditions like glaucoma or cataracts
- Early signs of health issues like diabetes or high blood pressure
Vision insurance makes it easier and more affordable to stay on top of your eye health.
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Most people should have an eye exam once a year, unless their doctor recommends otherwise. Preventive care is key to maintaining long-term eye health.
Legal notices
Policies and plans are insured and/or administered by Aetna Life Insurance Company (Aetna). Certain vision claims administration services are provided by First American Administrators, Inc. and certain network administration services are provided through EyeMed Vision Care ("EyeMed"), LLC.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Insurance plans contain exclusions and limitations. See brochure and policy for a complete description of benefits, exclusions, limitations, and conditions of coverage. Providers are independent contractors and are not agents of Aetna®. Provider participation may change without notice. Plan features and availability may vary by location and are subject to change.
Vision insurance plans contain exclusions and limitations. Not all vision services are covered. Exclusions and limitations for vision include: any charges in excess of the benefits, dollar or supply limits listed above; special vision procedures, such as orthoptics, vision therapy or vision training; vision services or supplies that do not meet professionally accepted standards; plano (non-prescription) lenses; non-prescription sunglasses; two pair of glasses in lieu of bifocals; medical and/or surgical treatment of the eyes; cosmetic services; lost or broken lenses, frames, glasses or contact lenses. Other exclusions and limitations may also apply.
See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change. Providers in the Aetna Vision network are contracted and credentialed through EyeMed Vision Care, LLC according to EyeMed's requirements. EyeMed and Aetna are independent contractors and not agents of each other. Provider participation may change without notice.
Policy form issued in all approved states is AL IVL HPol-VisionPPO.
DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts.
This public website is available broadly and is not plan or state specific. If you are an Aetna member, you can log in to access the exact list of available providers, benefits and/or offers based on your specific plan, network or state. If you are not yet enrolled in an Aetna plan, please keep in mind that your actual network, benefits and/or offers may vary from what appears on this website. Not all providers participate in every plan or offer all services. Special offers and discounts on non‐covered services may not be available through all providers, or in all states.
Trademarks and logos displayed are the property of their respective owners.
Policy forms issued in Idaho include: GR-29/GR-29N, AL HGrpPOL-Vision 03, AL IVL Rider-PPODental-Vision 01.
Policy forms issued in Missouri include: AL HGrpPOL-Vision 02.
Policy forms issued in Oklahoma include: AL HGrpPOL-Vision 02, AL IVL Rider-PPODental-VIsion 01.
Policy forms issued in Wyoming include: AL HGrpPol-Vision 01.
Policy forms issued in Washington include: AL WA HGrpPol-VIS 02 AL WA HGrpPol-VIS-SG 02.