The amount you pay before your plan begins to pay for eligible vision services. Great news! With Aetna Vision Preferred Direct plans, you have no deductible.
Vision plans made for you
With an Aetna Vision Preferred Direct™ plan, you get the insurance coverage you need to keep your eyes healthy. Plus, the eyewear you want, where you want.
Looking for dental benefits? You can save by choosing an Aetna Dental Direct plan that includes vision coverage.
Choice and convenience
More providers to fit your needs
You get convenient access to thousands of independent eye doctors, top optical retailers and online options.
Independent locations
You get access to a broad network of neighborhood eye doctors and private practices. Local, trusted advisers to meet your needs.
Regional retail locations
There’s a diverse selection of neighborhood stores, too, like America’s Best®, Eyeglass World® and plenty more.
National retail locations
Our network includes the most preferred, recognized names. You can visit LensCrafters®, Pearle Vision℠ Target Optical®, and more.
Online options
Many network retailers offer online shopping. This includes LensCrafters®, Target Optical®, Ray-Ban® and Befitting. Plus, many more, like Oakley®, Contacts Direct, and Glasses.com.
Vision plans at a glance
Looking for a plan that fits your life and budget? Let’s explore.
With our vision insurance for individuals and families, we can help you find the right plan for you. Use this chart to compare coverage and costs for Aetna Vision Preferred Direct plans. This chart shows in-network benefits.
|
Value Plan |
Select Plan |
Elite Plan |
|
|---|---|---|---|
|
None |
None |
None |
|
|
$20 |
$15 |
$10 |
|
|
$25 |
$20 |
$10 |
|
|
$130 |
$160 |
$200 |
|
|
$130 |
$160 |
$200 |
|
|
Standard: $90
Premium tiers 1-3: $110-$135 |
Standard: $85
Premium tiers 1-3: $105-$130 |
Standard: $10
Premium tiers 1-3: $95-$120 |
|
|
Polycarbonate: $40
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
Polycarbonate under age 19: $0
Polycarbonate over age 19: $40
Scratch resistant: $15
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
Polycarbonate: $0
Scratch resistant: $0
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
Included |
Included |
|
|
Starting at $10.40 a month |
Starting at $13.13 a month |
Starting at $18.33 a month |
|
Value Plan |
|
|---|---|
|
None |
|
|
$20 |
|
|
$25 |
|
|
$130 |
|
|
$130 |
|
|
Standard: $90
Premium tiers 1-3: $110-$135 |
|
|
Polycarbonate: $40
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
|
|
Starting at $10.40 a month |
|
|
Select Plan |
|
|---|---|
|
None |
|
|
$15 |
|
|
$20 |
|
|
$160 |
|
|
$160 |
|
|
Standard: $85
Premium tiers 1-3: $105-$130 |
|
|
Polycarbonate under age 19: $0
Polycarbonate over age 19: $40
Scratch resistant: $15
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
|
|
Starting at $13.13 a month |
|
|
Elite Plan |
|
|---|---|
|
None |
|
|
$10 |
|
|
$10 |
|
|
$200 |
|
|
$200 |
|
|
Standard: $10
Premium tiers 1-3: $95-$120 |
|
|
Polycarbonate: $0
Scratch resistant: $0
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
|
|
Starting at $18.33 a month |
|
Looking for more details? Check out our brochure.
You'll find vision care services, costs, network retailers, special offers and more.
Deductible
Eye exam copay
The amount you pay to the network provider for your routine eye exam. You can get 1 eye exam every 12 months.
Standard lens copay
The amount you pay to a network provider for your base eyeglass lens. Base eyeglass lenses include standard plastic single vision, bifocal, trifocal or lenticular lenses. You can use your lens benefit towards the purchase of eyeglass lenses or contact lenses every 12 months.
Frame allowance
The amount of your frame cost your plan covers when you visit a network provider. If your frame cost is more than your frame allowance, you get 20% off the balance. You’re responsible for the balance up to the total cost of the frame.
Contact lens allowance
The amount of your contact lens cost your plan covers when you purchase from a network provider. If your purchase of conventional contact lens goes over your plan's allowance, you get 15% off the balance. You can use your lens benefit towards the purchase of eyeglass lenses or contact lenses every 12 months.
Progressive lens copay
The amount you pay to the network provider for upgrading to a progressive lens. This copay includes the cost of the bifocal lens plus the progressive upgrade. If the progressive lens you choose is outside of tiers 1 through 3, you get a 20% discount off the retail cost plus a $120 plan allowance.
Standard lens options
Lens options are available at a discount when you visit a network provider. You don’t pay more than the amount listed. Some options are covered in full based on the plan you choose. Other non-covered lens options are available for 20% off the retail cost.
Out-of-network coverage
You have the option to visit an out-of-network provider. If you do, you pay the provider in full and submit a claim to get reimbursed (up to the maximum out-of-network plan limit).
Monthly cost
The monthly costs shown are examples of our lowest monthly rates. Your cost may vary based on the individual vision plan you choose and the number of people you insure. Once you choose a plan, check your plan documents for your covered services and benefit levels.
Legal notices
Dental plans and vision benefits are insured by Aetna Life Insurance Company (Aetna). Certain vision claims administration services are provided by First American Administrators, Inc. and certain network administration services are provided through EyeMed Vision Care ("EyeMed"), LLC.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Insurance plans contain exclusions and limitations. See brochure and policy for a complete description of benefits, exclusions, limitations, and conditions of coverage. Providers are independent contractors and are not agents of Aetna®. Provider participation may change without notice. Plan features and availability may vary by location and are subject to change. Refer to DentalDirect.Aetna.com for more information about Aetna Dental® plans.
Dental service areas in Massachusetts include Barnstable, Berkshire, Bristol, Essex, Hampden, Hampshire, Middlesex, Norfolk, Plymouth, Suffolk, and Worcester counties. Members residing outside of the service area seeking in-network level of care would need to seek services within the approved service area.
Policy forms issued in Idaho include: AL IVL HPol-PPODental_WP 01 and AL IVL HPol-PPODental_NWP 01
Policy forms issued in Missouri, Oklahoma, Washington and Wyoming include: AL IVL HPol-PPODental 01
Vision insurance plans contain exclusions and limitations. Not all vision services are covered. Exclusions and limitations for vision include: any charges in excess of the benefits, dollar or supply limits listed above; special vision procedures, such as orthoptics, vision therapy or vision training; vision services or supplies that do not meet professionally accepted standards; plano (non-prescription) lenses; non-prescription sunglasses; two pair of glasses in lieu of bifocals; medical and/or surgical treatment of the eyes; cosmetic services; lost or broken lenses, frames, glasses or contact lenses. Other exclusions and limitations may also apply.
See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change. Providers in the Aetna Vision network are contracted and credentialed through EyeMed Vision Care, LLC according to EyeMed's requirements. EyeMed and Aetna are independent contractors and not agents of each other. Provider participation may change without notice.
Policy form issued in all approved states is AL IVL HPol-VisionPPO. Refer to VisionDirect.Aetna.com for more information about Aetna® vision plans.
DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts.
This public website is available broadly and is not plan or state specific. If you are an Aetna member, you can log in to access the exact list of available providers, benefits and/or offers based on your specific plan, network or state. If you are not yet enrolled in an Aetna plan, please keep in mind that your actual network, benefits and/or offers may vary from what appears on this website. Not all providers participate in every plan or offer all services. Special offers and discounts on non‐covered services may not be available through all providers, or in all states.
Aetna and CVS are part of the CVS Health® family of companies.
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