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Vision Insurance

We offer a variety of vision insurance plans and discounts to help meet your eye care needs.

Optician putting glasses on little girl

Vision discounts

Enjoy savings when you go to the eye doctor by taking advantage of the vision discount offer. It's not a vision insurance plan. It's a simple a way to reduce eye care costs by taking advantage of discounts. The vision discount offer includes savings on exams, contact lenses, glasses, LASIK surgery and more.

Aetna VisionSM Insurance

Aetna Vision

Your Aetna medical plan may include coverage for eye exams. Some plans may also cover glasses and contact lenses.

Aetna Vision Preferred

Some employer plans offer stand-alone vision benefits. You can choose this option even if you have no other Aetna coverage.

Doctor picking up glasses

The choice is yours

All Aetna Vision products come with one of the largest vision networks in the country. Feel free to use any of the eye care professionals at:

  • Pearle Vision®
  • LensCrafters®
  • JCPenney Optical
  • Target Optical®
  • Sears Optical®

You can also find thousands of independent eye care professionals.

Find a network provider

Information not applicable in California. Discounts are not available on a presale basis in California. 

Vision insurance plans are underwritten by Aetna Life Insurance Company (Aetna). Certain claims administration services are provided by First American Administrators, Inc. and certain network administration services are provided through EyeMed Vision Care, LLC (“EyeMed”).

This material is for information only, and is not an offer to contract. An application must be completed in order to obtain coverage. Providers participating in the Aetna Vision Network are contracted through EyeMed Vision Care, LLC. EyeMed and Aetna are independent contractors and not employees or agents of each other. Participating vision providers are credentialed by and subject to the credentialing requirements of EyeMed. Aetna does not provide medical/vision care or treatment and is not responsible for outcomes. Aetna does not guarantee access to vision care services or access to specific vision care providers and provider network composition is subject to change without notice. Vision insurance plans contain exclusions and limitations. Not all vision services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Lens coverage can be used once every benefit period to purchase either 1 pair of eyeglass lenses OR 1 order of contact lenses. Plan features and availability may vary by location and are subject to change. Discounts for non-covered services may not be available in all states. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, Policy forms issued in Oklahoma include: GR-23 and/or GR-29/GR-29N.

Aetna Vision Preferred Exclusions and Limitations:

Exclusions and limitations for vision include: any charges in excess of the benefit, dollar or supply limits stated in your Booklet-Certificate; any exams given during your stay in a hospital or other facility for medical care; drugs or medicines; eye surgery for the correction of vision, including radial keratotomy, LASIK and similar procedures; for prescription sunglasses or light-sensitive lenses in excess of the amount which would be covered for non-tinted lenses; for an eye exam which is required by an employer as a condition of employment, an employer is required to provide under a labor agreement or is required by any law of a government; prescription or over-the-counter drugs or medicines; special vision procedures, such as orthoptics, vision therapy or vision training; vision services or supplies which do not meet professionally accepted standards; duplicate or spare eyeglasses or lenses or frames for them; lenses and frames furnished or ordered because of an eye exam that was done before the date the person becomes covered; replacement of lost, stolen or broken prescription lenses or frames; special supplies such as nonprescription sunglasses and subnormal vision aids; vision services that are covered in whole or in part under any other part of this plan, under any other plan of group benefits provided by the policyholder or under any workers’ compensation law or any other law of like purpose. Other exclusions and limitations may also apply
For California members:
Vision discounts are not offered under the member’s benefit plan contract. Members with covered benefits should exhaust those benefits prior to using these discounts. These services and products are provided by organizations other than Aetna. The discounts are reductions from the provider’s usual fee (retail price) for the service. Actual costs and savings vary by geographic area. If you have questions about the vision discounts please call 1-800-756-7039. For HMO members, any complaints about these vision discounts may be submitted using the process described in your Evidence of Coverage. For more information on these programs, check with your employer or call the Member Services number on your ID card.

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