Health Care FSA Debit Card

Debit Card Certified & Registered Merchants

Get an Aetna health care FSA debit card, and you will get faster access to your pre-tax FSA dollars. No waiting for reimbursement. Pay for eligible health and pharmacy expenses with your card, instead of paying cash. You can even use your card to pay for eligible over-the-counter health care expenses — bandages, contact lens solution and more.

When ready to use your debit card … remember these tips:

  • You must have enough money in your FSA to cover the entire expense
  • You don't have a personal identification number (PIN), so select credit on the card reader
  • Always sign a receipt and keep your copy
  • Certified and registered locations are limited to qualified health care merchants and providers
  • You cannot use the FSA debit card to get cash from an ATM

Please refer to your employer's Summary Plan Description to determine if this is an available benefit under your employer's plan. In case of a conflict between your plan documents and the information in this website, the plan documents will govern.

Know what expenses are eligible

  • All FSA expenses must be qualified medical, vision, pharmacy or dental benefit expenses as Section 213(d) of the Internal Revenue Code defines
  • To see what health care expenses you can pay for using your debit card, please refer to your employer's Summary Plan Description

The IRS and your FSA

The IRS requires you to retain receipts for all FSA expenses even if you use the streamline option. Save your receipts. It's important.


JavaScript is required

In order to have the best experience on, Javascript needs to be enabled.
Learn how to change your browser settings to enable Javascript.

You are now leaving the Aetna website

Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy, or privacy practices of linked sites, or for products or services described on these sites.

Continue >