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Hi, I’m David, and this is Aetna’s Freedom of Choice, the dental plan design that’s two plans in one. Aetna’s dental Preferred Provider Organization, or PPO, and Dental Maintenance Organization, or DMO. Think of it this way. The PPO is a car, and the DMO is a bus pass for the coolest bus ever. With the PPO, you can drive anywhere, see any dentist you’d like, but you only get one tank of gas, your annual maximum benefit. See an in-network dentist to stretch your maximum further. The DMO bus only stops at dentists in Aetna’s DMO network, but this route is extensive. Over 81,000 available dental practice locations. There’s no deductible, plus, your pass never expires. There’s no annual dollar maximum. With Freedom of Choice, you get the bus pass and the keys to the car. You can switch from one plan to the other every month. You’re free to choose the dental benefits or insurance plan that works best for you when it works best for you.

That’s Aetna’s Freedom of Choice. 

*In Texas, the Preferred Provider Organization (PPO) plan is known as the Participating Dental Network (PDN).

** In Illinois, DMO plans provide limited out-of-network benefits.  However, in order to receive maximum benefits, members must select and have care coordinated by a participating primary care dentist.  Illinois DMO is not an HMO.

*** These facts are as of December 2013 based on Aetna provider data.

Dental benefits and dental insurance plans are offered, underwritten and/or administered by Aetna Health Inc., Aetna Dental Inc., Aetna Dental of California Inc. and/Aetna Life Insurance Company (Aetna), and in TX by Aetna Dental Inc.   In TX, the Dental PDN insurance plan is underwritten and/or administered by Aetna Life Insurance Company.  Each insurer has sole financial responsibility for its own products. 

If you require language assistance from an Aetna representative, please call the Member Services number located on your ID card, and you will be connected with the language line if needed; or you may dial direct at 1-888-982-3862. (140 languages are available. You must ask for an interpreter.) TDD 1-800-628-3323 (hearing impaired only).

Si requiere la asistencia de un representante de Aetna que hable su idioma, por favor llame al número de Servicios al Miembro que aparece en su tarjeta de identifi cación y se le comunicará con la línea de idiomas si es necesario; de lo contrario, puede llamar directamente al 1-888-982-3862. (140 idiomas disponibles. Debe pedir un intérprete.)

TDD-1-800-628-3323 (sólo para las personas con impedimentos auditivos).

This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Rates and benefits vary by location. Dental providers are independent contractors and are not agents of Aetna.  Provider participation may change without notice. Aetna does not provide care or guarantee access to dental services. Dental benefits and dental insurance plans contain exclusions and limitations. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com.  

Policy forms issued in OK include:  GR-9/GR-9N, GR-23 and/or GR-29/GR-29N.

© 2014 Aetna Inc.

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