See how Aetna® Medicare FIDE (HMO D‑SNP) gives you more

D-SNPs are low- to no-cost health insurance plans.

D-SNP members get both Medicare and Medicaid benefits. On top of that, D-SNPs offer more coverage and benefits than Original Medicare. They can help members overcome common roadblocks to well-being such as a lack of access to healthy foods.

D-SNP members get the benefits of a Medicare Advantage plan while keeping Medicaid. With both plans, you could get more complete medical coverage.

Every D-SNP is different, so be sure to check coverage in your area. For instance, Aetna offers D-SNPs that include benefits beyond medical coverage, such as:

• A dedicated care team to help you understand your benefits, coordinate provider visits, manage your medications and more
• Dental, vision and hearing coverage
• Prescription drug coverage, including $0 copays on covered Tier 1 and Tier 2 prescription drugs at in-network pharmacies
• An Extra Benefits Card with a monthly benefit amount (allowance) to help you stay in budget.

People who are dual eligible meet the requirements for both Medicare and Medicaid. You must be dual eligible to qualify for a D-SNP.

You can check before you enroll. A licensed agent can help you look up your provider. Many plans also have provider directories on their websites. Aetna has a free online tool that lets you search for in-network providers and D-SNPs in your area.

Aetna D-SNP networks include providers dedicated to your health and well-being. Plus, the added benefits and services that come with an Aetna D-SNP help make it easier to get the care and support you need to feel your best.

No, you won’t lose your Medicaid benefits. In fact, you must qualify for a Medicaid program to enroll in a D-SNP. So access to your Medicaid benefits will continue.

D-SNPs are low- to no-cost health plans with a goal of helping you save money while getting quality care. For instance, Aetna D-SNPs include dental, vision and hearing coverage, plus prescription drug coverage, at no added cost. Plus, Aetna D-SNPs include a monthly benefit amount (allowance) on a prepaid card to help you stay on budget.

• Initial Enrollment Period (IEP): This is when you first become eligible for Medicare. It starts three months before your 65th birthday and continues for 7 months.
• Annual Enrollment Period (AEP): This occurs annually from October 15 to December 7. During this time, you can pick a new D-SNP (or any Medicare Advantage plan), switch from Original Medicare to Medicare Advantage or change your Part D coverage.
• Open Enrollment Period (OEP): This occurs annually from January 1 to March 31. It allows beneficiaries who are already enrolled in a Medicare Advantage plan to make certain changes to their coverage.
• Special Enrollment Period (SEP): There may be other times when you can enroll in a D-SNP. This can include if you move, or if there is a disaster declared by the Federal Emergency Management Agency (FEMA). Also, an SEP is available 3 months after you begin Medicaid coverage. Or an SEP is available for full benefit dual eligible (FBDE) individuals aligning Medicaid coverage and Medicare D-SNP so that they are provided by the same insurance company.