Get added support with Aetna® Medicare HIDE (HMO D‑SNP)

D-SNPs are low- to no-cost health insurance plans.

D-SNP members get both Medicare and Medicaid benefits. On top of that, D-SNPs offer more coverage and benefits than Original Medicare. D-SNP members also have access to a personal care team. Your care team can help you overcome common roadblocks to wellbeing.

D-SNP members get the benefits of a Medicare Advantage plan while keeping Medicaid. With both plans, you could get more complete medical coverage.

Every D-SNP is different, so be sure to check coverage in your area. For instance, Aetna offers D-SNPs that include benefits beyond medical coverage, such as:

• A dedicated care team to help you understand your benefits, coordinate provider visits, manage your medications and more
• Dental coverage
• Prescription drugs: $0 copays on covered Tier 1 and Tier 2 prescription drugs at in-network pharmacies
• An Extra Benefits Card with a monthly benefit amount (allowance).

People who are dual eligible meet the requirements for both Medicare and Medicaid. You must be dual eligible to qualify for a D-SNP.

You can check before you enroll. A licensed agent can help you look up your provider. Many plans also have provider directories on their websites. Aetna has a free online tool that lets you search for in-network providers and D-SNPs in your area.

Aetna D-SNP networks include providers dedicated to your health and well-being. Plus, the added benefits and services that come with an Aetna D-SNP help make it easier to get the care and support you need to feel your best.

No, you won’t lose your Medicaid benefits. In fact, you must qualify for a Michigan Medicaid program to enroll in a D-SNP. So access to your Michigan Medicaid benefits will continue.

D-SNPs are low- to no-cost health plans with a goal of helping you save money while getting quality care. For instance, Aetna D-SNPs include dental, vision and hearing coverage, plus prescription drug coverage, at no added cost. Plus, Aetna D-SNPs include a monthly allowance on an Extra Benefits Card.

• Initial Enrollment Period (IEP): This is when you first become eligible for Medicare. It starts three months before your 65th birthday and continues for 7 months.
• Annual Enrollment Period (AEP): This occurs annually from October 15 to December 7. During this time, you can pick a new D-SNP (or any Medicare Advantage plan), switch from Original Medicare to Medicare Advantage or change your Part D coverage.
• Open Enrollment Period (OEP): This occurs annually from January 1 to March 31. It allows beneficiaries who are already enrolled in a Medicare Advantage plan to make certain changes to their coverage.
• Special Enrollment Period (SEP): There may be other times when you can enroll in a D-SNP. This can include if you move, or if there is a disaster declared by the Federal Emergency Management Agency (FEMA). Also, an SEP is available 3 months after you begin Medicaid coverage. Or an SEP is available for full benefit dual eligible (FBDE) individuals aligning Medicaid coverage and Medicare D-SNP so that they are provided by the same insurance company.