With our health maintenance organization (HMO) plans, you have access to a network of doctors and hospitals. These plans require you to use network providers for your medical care. Additionally, you may need a referral from your primary care provider (PCP) for hospital care and specialist visits. HMO plans offer limited out-of-network benefits.
What our members have to say
Aetna answers my doctor's request for treatment in days, not weeks. This allows me, the patient, to get the treatment faster so I can get back to my daily activities. I feel like I am valued as a member — and when you are talking about your health and well-being, you cannot beat that.”*
— Aetna Medicare member
Medicare Advantage plans for every need
Explore our HMO, HMO-POS and PPO plan options to find the right plan for your health care needs.
-

Aetna Medicare Advantage HMO plans
-

Aetna Medicare Advantage HMO-POS plans
With our health maintenance organization with point of service (HMO-POS) plans, you can enjoy all the benefits of receiving medical care through a network provider. Our HMO-POS plans require you to use a network provider for medical care but provide you with flexibility to go to licensed dentists in or out of network for routine dental care.
-

Aetna Medicare Advantage PPO plans
With our preferred provider organization (PPO) plans, you can get care from providers, in or out of network, who accept Medicare and Aetna plan terms. The freedom is yours.
Get care and coverage that counts
Aetna Medicare Advantage plans go beyond Original Medicare and cover hospital, medical and prescription drug coverage. With our preferred provider organization (PPO) plans, you can see providers in or out of network. We’re committed to providing the guidance you need so you can feel good about making a great choice. Plus, you can save money with Medicare Advantage. Get an annual limit on how much you’ll have to pay out of pocket for covered services. Other important Medicare Advantage plan benefits and services may include:*
$0 monthly plan premiums
Dental, vision and hearing benefits
$0 copay on Tier 1 prescription drugs
$0 primary care provider copay
$0 preventative screenings
SilverSneakers® fitness and wellness resources in-person and online
If your monthly Medicare premiums are increasing, we can help
Get help saving money with an Aetna Medicare plan. And get important benefits that help you stay on top of your health and within your budget. Let’s find the best plan for your needs.
Cut your costs, not your care.
See plans in your area
Find out about your local Medicare plan options. Check if your doctor is in network and your prescription drugs are covered. Enter your ZIP code to get started.
Or give us a call at ${dynamicPhone} ${tty}.
Still have questions?
If you want to learn more before choosing a Medicare plan, you have options.
Disclaimer
*FOR MEMBER TESTIMONIAL: Member feedback has been edited for length and clarity.
Aetna Medicare is a HMO, PPO plan with a Medicare contract. Our DSNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal.
Plan features and availability may vary by service area.
SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.