With our health maintenance organization (HMO) plans, you have access to a network of doctors and hospitals. These plans require you to use network providers for your medical care. You also may need a referral from your primary care provider (PCP) for hospital care and specialist visits. HMO plans offer limited out-of-network benefits.
Understand your Medicare needs
Is Medicare Advantage right for you?
Medicare Advantage plans offer 3 advantages: cost, coverage and convenience. Learn more and see if they’re right for you.
Understanding Medicare Part D
Learn about the benefits of Medicare prescription drug plans (Part D) and how the coverage works.
Medicare Advantage plans for every need
Explore our HMO, HMO-POS and PPO plan options to find the right one for your health care needs.

Aetna Medicare Advantage HMO plans

Aetna Medicare Advantage HMO-POS plans
With our HMO-POS plans, you can enjoy all the benefits of receiving medical care through a network provider. Our HMO-POS plans require you to use a network provider for medical care. But they give you the flexibility to go to licensed dentists in- or out-of-network for routine dental care.

Aetna Medicare Advantage PPO plans
With our preferred provider organization (PPO) plans, you can get care from providers, in- or out-of-network, who accept Medicare and Aetna plan terms. The freedom is yours.
Get care and coverage that counts
Aetna Medicare Advantage plans go beyond Original Medicare and cover hospital, medical and prescription drug coverage. With our preferred provider organization (PPO) plans, you can see doctors in- or out-of-network. We’re committed to providing the guidance you need so you can feel good about making a great choice. Plus, you can save money with Medicare Advantage. Get an annual limit on how much you’ll have to pay out of pocket for covered services. Other important Medicare Advantage plan benefits may include:*
$0 monthly plan premiums
$0 copay on over 100 prescription drugs at preferred pharmacies
Dental, vision and hearing benefits
$0 copay for primary care visits
$0 lab services
SilverSneakers® fitness and wellness resources in-person and online
See plans in your area
See plans in your area
Find out about your local Medicare plan options. Check if your doctor is in network and whether your prescription drugs are covered. Enter your ZIP code to get started.
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Still have questions?
If you want to learn more before choosing a Medicare plan, you have options.

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Disclaimer
*FOR HOSPITAL, MEDICAL AND PRESCRIPTION DRUG COVERAGE BENEFITS LIST: Not all benefits are available in all plans.
*FOR $0 COPAY AT PREFERRED PHARMACIES SOURCE: CMS.gov. Prescription Drug Plan Formulary, Pharmacy Network, and Pricing Information Files for Download. May 15, 2023. Accessed June 2023.
Aetna, CVS Pharmacy® and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.
SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.