Protect clients in case of cancer, heart attack or stroke

Do your clients have coverage for cancer, heart attack, or stroke? How would your client and their family pay bills if diagnosed with one of these illnesses?

Even those who lead a healthy lifestyle run the risk of being diagnosed with one or more of these illnesses. Anyone at any time can be diagnosed with cancer, heart attack, or stroke. No one likes to think about the possibilities. But the risks are very real.

88% of all cancers are diagnosed in persons 50 or older¹
Heart attacks are one of the most expensive conditions treated in hospitals² Strokes are the leading cause of serious long-term disabilities³

The good news is that survival rates for cancer, heart attack, and stroke are increasing. But, treatment comes at a cost – and those costs are increasing as well. The costs of treating cancer will increase 34% by the year 2030.¹ And, heart disease is one of the most expensive health conditions to treat in the U.S.²

Our solutions for protection

Our Protection Series^SM Cancer and Heart Attack or Stroke Plus insurance plans can help your clients manage those costs and preserve their savings. They may have more freedom in treating the illness, without worrying about expenses.

A lump sum benefit is paid directly to your client or someone they designate, regardless of any other health insurance coverage.

Your clients have choices

They can choose a cancer plan or a heart attack/stroke plan or one of each, with different benefit amounts.

The Cancer Insurance policy will pay 100% of the selected benefit amount – from $5,000 to $75,000 (in $5,000 increments), if diagnosed with cancer or carcinoma in situ. Only one cancer benefit will be paid for each insured person under this policy.

The Cancer Insurance with Recurrence Benefit policy will pay the same as the Cancer Insurance benefit for the first cancer diagnosis. The recurrence benefit is payable as long as medical advice or treatment has not been received for at least two years from the date of the last cancer diagnosis. The recurrence benefit will pay a percentage of the selected benefit amount (not to exceed an additional 100%).

The Heart Attack or Stroke Insurance policy will pay 100% of the selected benefit amount – from $5,000 to $75,000 (in $5,000 increments), if diagnosed with a heart attack or stroke. Only one heart attack or stroke benefit will be paid for each insured person under this policy.

The Heart Attack or Stroke Insurance with Recurrence Benefit will pay the same as the Heart Attack or Stroke Insurance benefit for the first heart attack or stroke diagnosis. The recurrence benefit is payable as long as at least two years have passed since the date of the last heart attack or stroke. The recurrence benefit will pay a percentage of the selected benefit amount (not to exceed an additional 100%).

Remember to always reference the outline of coverage for complete details of all benefits.

Thank you for taking time to learn more about our Protection Series^SM Cancer and Heart Attack or Stroke Plus insurance plans. Now, let’s make it part of your portfolio…so your clients can benefit from this coverage as soon as possible!