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In-network benefits

Employees who stay in network get lower rates


When employees receive health care in network, they save money. That’s because we negotiate prices with doctors and hospitals.


Saving money makes employees happy. And who doesn’t want happy employees?


Connect your employees with our network


Savings Plus is a network of doctors and hospitals. Your employees can use the network to find the best match for their needs. Employees have the freedom to receive care from any hospital or doctor. But when they get care through this network, they maximize their benefits and usually see lower costs.


And Savings Plus allows you to select the plan that’s right for your business. You get access to a database of resources that save you time and money, while helping your employees make smart health choices.


Other in-network benefits include:


Find an expert

When employees need a specialist, like a cardiologist or neurologist, Savings Plus gives them the ability to make informed health care decisions. And it helps lead employees to cost-effective options – without sacrificing quality.


Aetna member website

When employees log in to the Aetna member website, they’ll find a variety of online health tools, including provider search. They can use provider search to see if a doctor is in the Savings Plus network and if the doctor uses a Savings Plus hospital.


Provider Search

Employees can also search for doctors and hospitals by name and location. An "S" next to the name means employees are getting value for their health care dollars. A blue star means the doctor has met an even higher level of quality standards.


Give employees the power to take charge of their health


Your employees can see:


  • Amount they have to pay
  • Amount Aetna will pay
  • How much they save with our negotiated rates
  • Comparing cost information can help people make more informed health care choices. It also helps them to plan ahead and budget.

Legal notices

Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).

Health benefits and health insurance plans contain exclusions and limitations.

Health benefits and health insurance plans are offered and/or underwritten by Aetna Health Inc., Aetna Health of California Inc., Aetna Health Insurance Company of New York, Aetna Health Insurance Company and/or Aetna Life Insurance Company (Aetna). In Florida, by Aetna Health Inc. and/or Aetna Life Insurance Company. In Maryland, by Aetna Health Inc., 151 Farmington Avenue, Hartford, CT 06156. Each insurer has sole financial responsibility for its own products.

Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional.

This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. See plan documents for a complete description of the benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change.

Information is believed to be accurate as of the production date; however, it is subject to change.

Policy forms issued in OK include:  HMO OK COC-5 09/07, HMO/OK GA-3 11/01, HMO OK POS RIDER 08/07, GR-9/GR-9N, GR-23 and/or GR-29/GR-29N.

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