Special Enrollment Period
Thank you for your interest in Aetna individual health benefits products. The 2017 Annual Open Enrollment Period in the individual market ended on January 31, 2017.
If you have a Qualifying Life Event (e.g. marriage, birth, adoption), you may be eligible to enroll through a Special Enrollment Period. For information about Qualifying Life Events you may go to HealthCare.gov. You may also call the Health Insurance Marketplace at 1-800-318-2596 for more information and help applying for coverage through the federal exchange. Note that income-based premium and cost-sharing subsidies are only available with coverage purchased through the Marketplace.
If you are looking for a subsidized plan through the Marketplace, please note that Aetna will not be participating in the Marketplace in 2017. Click here to be connected with an online collaborator who can assist you with Marketplace plans or visit HealthCare.gov. Savings on monthly premiums (through a tax credit or subsidy) is available only with Marketplace plans.
If you have had a Qualifying Life Event and want to apply for Aetna coverage, please follow the instructions below.
Overview of Aetna health plans available in Kentucky
Explore our plans
We want to help you understand your Aetna plan choices. Our plan brochure is a good place to start. It shows details and features of each plan.
NOTE: We may not offer products in all counties in Kentucky. Please see our 2017 Plan Rates for a full list of counties in our service area.
Summary of Benefits and Coverage (SBC)
You can also compare plans using a document called the Summary of Benefits and Coverage (SBC). It provides an overview of each medical plan in a standard format, in easy-to-understand language. The SBC documents for plans available in Kentucky are listed below.
|Metallic Level||Click or tap a plan name to view its SBC|
|Silver Level||KY Aetna Silver $15 Copay HNOnly PD|
About the metallic levels
Health benefits plans under the Affordable Care Act are assigned a metallic level (Bronze, Silver, Gold). The metallic level is based on how much of the total health care cost the plan pays versus what a member will pay out of pocket.
|Metallic Level||Metallic Level Description|
|Bronze Level||For Bronze level plans, the plan will pay about 60 percent of covered health care costs. Bronze plans tend to have lower monthly premiums, but have higher out-of-pocket costs for deductibles, copayments and coinsurance for covered health care services.|
|Silver Level||For Silver level plans, the plan will pay about 70 percent of covered health care costs. Silver level plans tend to have higher monthly premiums compared to Bronze plans, but out-of-pocket costs for health care services are lower compared to Bronze plans.|
|Gold Level||For Gold level plans, the plan will pay about 80 percent of covered health care costs. Gold level plans tend to have lower out-of-pocket costs for deductibles, copayments and coinsurance for health care services, but have higher monthly premiums.|
Picking the plan that’s right for you
It's important to choose a plan that will meet your needs. The information below can help you narrow your choices:
Ready to enroll?
Once you have selected a plan you can enroll by following these steps:
- Download and complete the following application:
2017 Application Form
- Mail your completed application to the following address (be sure to include the first month's payment with the completed, signed application):
Aetna Individual Plans
PO Box 730
Blue Bell, PA 19422