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How your Aetna® Medicare Advantage plan can provide mental health coverage

You take care of your teeth. You check your eyes. You go to your yearly physical.

 

Your mind needs care too. Your mental health is a big part of your overall health.

 

Many people ask, “does Medicare cover mental health?” or “does Medicare cover therapy?” The answer is yes. Your Aetna Medicare Advantage plan offers mental health coverage to help you feel your best.

 

Some people feel unsure about getting help for their mental health. But caring for your mind can also help your body. Good mental health can support your immune system. It can lower your risk of serious health problems like heart attacks and strokes.

 

Simple habits can help you feel better. These include staying in touch with other people, thinking positive, practicing mindfulness, sleeping well and eating healthy foods. It’s normal to feel lonely, sad or off sometimes. But if these feelings don’t go away or start to get worse, talk to a therapist. They can help you cope with stress and hard moments. Your primary care doctor can also help. They know your health history and can guide you to the right support.

 

Your Aetna Medicare Advantage plan can help too. It’s built to care for your body, your mind and your overall well-being. Here’s how your plan can support your mental health.



Mental health coverage in your Medicare Advantage plan

 

Your plan includes Medicare coverage for mental health care. This may include hospital care, therapy, some medicines and more.

 

Mental health services covered by Medicare:

 

  • A one-time “Welcome to Medicare” preventive visit
  • A yearly wellness visit
  • Individual and group therapy with doctors and licensed professionals
  • Visits with a clinical social worker
  • One depression screening each year
  • Diagnostic tests
  • A psychiatric evaluation
  • Mental health care you get in a hospital
  • Partial hospitalization in some cases 

 
Many people search for a Medicare psychologist and Medicare therapy options. Your plan helps cover these services when there is a medical need for them.

 

If your plan includes drug coverage, it may help pay for medicines used to treat mental health conditions. Look at your plan’s drug list to see what is covered.

 

Medicare Advantage for telehealth mental health services

 

Telehealth lets you talk with a doctor or therapist by phone or video. You can do this from home. It’s safe, private and easy to use. Many Aetna Medicare Advantage members use telehealth for mental health support.

 

Some visits may still need to be in person. But telehealth gives you another way to get care when you need it.

 

Learn more about your Aetna Medicare plan’s telehealth benefit

 

Resources For Living® program

 

Sometimes you need help with day-to-day tasks. Your plan may include the Resources For Living (RFL®) program. The RFL team can look up helpful information for you and your loved ones. They can help you:

 

  • Connect with meal and in-home care services
  • Locate community centers near you
  • Look for help in an emergency

 

There’s no additional cost to call Resources For Living. You only pay for the cost (if any) of services you choose to use.

 

 

Fitness classes through SilverSneakers®

 

Staying active helps your mind and body. Even two or three workouts each week can lower stress and lift your mood. Many Aetna MA plans include the SilverSneakers® fitness benefit.

 

SilverSneakers gives you access to:

 

  • Fitness classes at gyms across the country
  • On-demand classes you can do at home
  • A companion app to track your health goals

 

You can also meet new friends by joining classes.

 

Caring for your whole health

 

Healthy aging means caring for your body and your mind. Your Aetna Medicare Advantage plan gives you tools and support to care for all of you. Body, mind and spirit.

 

Do you have questions about your Medicare mental health coverage? Or other Medicare questions? Give us a call. We’re here to help.

 

Disclaimers

 

SilverSneakers is a registered trademark of Tivity Health, Inc. ©2026 Tivity Health, Inc. All rights reserved.


Resources For Living is the brand name used for products and services offered through the Aetna group of subsidiary companies.

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