With our health maintenance organization (HMO) plans, you have access to a network of doctors and hospitals. These plans require you to use network providers for your medical care. Additionally, you may need a referral from your primary care provider (PCP) for hospital care and specialist visits. HMO plans offer limited out-of-network benefits.
Explore your Aetna® Medicare Advantage options
New to Medicare? Your health needs are unique. That’s why we have a range of Aetna Medicare plans to choose from. A Medicare Advantage plan gives you whole health coverage, plus important benefits to help you stay on top of your health, like dental, vision and hearing. We can help guide you to a plan that may fit your life and your budget.
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We can answer your questions.
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Already an Aetna® Member?
Aetna answers my doctor's request for treatment in days, not weeks. This allows me, the patient, to get the treatment faster so I can get back to my daily activities. I feel like I am valued as a member — and when you are talking about your health and well-being, you cannot beat that.”*
— Aetna Medicare member
Learn more about your Medicare coverage choices
Medicare Advantage plans for every need
Explore our HMO, HMO-POS and PPO plan options to find the right plan for your health care needs.
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Aetna Medicare Advantage HMO plans
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Aetna Medicare Advantage HMO-POS plans
With our health maintenance organization with point of service (HMO-POS) plans, you can enjoy all the benefits of receiving medical care through a network provider. Our HMO-POS plans require you to use a network provider for medical care but offer you flexibility to go to licensed dentists in- or out-of-network for routine dental care.
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Aetna Medicare Advantage PPO plans
With our preferred provider organization (PPO) plans, you can get care from providers, in or out of network, who accept Medicare and Aetna plan terms. The freedom is yours.
Shop for Medicare Advantage plans
Aetna has many Medicare Advantage plans that take a total approach to health. We have plans that include prescription drug coverage and additional benefits, with plan premiums starting as low as $0 monthly.
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Medicare Advantage plans
We have Medicare Advantage plans that include dental, vision, hearing and prescription drug coverage, plus other valuable benefits and services tailored to meet your needs.
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Medicare Dual Special Needs Plans (D-SNPs)
D-SNPs work with your Medicare and Medicaid benefits. These plans give you Medicare Advantage benefits, plus additional benefits that you decide how to use.
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Chronic Special Needs Plans (CSNP)
C-SNPs are designed for people with diabetes, heart disease and certain cardiovascular conditions. You get access to a personalized care team, prescription savings and more to fit your health needs.
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Prescription drug plans (PDPs)
PDPs, or Medicare Part D plans, cover your medications but offer no medical coverage. Explore your options and find the Part D coverage that’s right for you.
Shop for Medicare plans
Explore our plan options to find the right plan for your health care needs.
How to enroll in Medicare Advantage
If you want a Medicare Advantage (MA) plan or Medicare Advantage prescription drug (MAPD) plan, you’ll need to enroll in Original Medicare (Parts A and B) first if you haven’t already. You can choose these shopping options below if you’re eligible to enroll in a Part C or D plan right now:
Online
You can shop and compare coverage and prices for available Part C and D plans on our website. Simply choose the options that work best for you and enroll online.
Phone
Or enroll in an Aetna Medicare plan over the phone by calling a licensed agent at:
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Who can join a Medicare Advantage plan?
You must meet certain criteria to enroll in Medicare Advantage. Below are a few common examples of how people qualify. You may be eligible for Medicare if you’re:
- Entitled to Medicare Part A (hospital insurance)
- Enrolled in Medicare Part B (medical insurance)
- Living in an Aetna plan service area.
Additional eligibility requirements may exist. Call to speak to a licensed agent.
You can enroll in a Medicare plan during one of the following four enrollment periods:
- Initial Enrollment Period (IEP), which begins when you’re first eligible for Medicare
- Annual Enrollment Period (AEP), which occurs from October 15 through December 7
- Open Enrollment Period (OEP), from January 1 through March 31
- Special Enrollment Period (SEP), during specific personal circumstances
Medicare’s Annual Enrollment Period begins October 15 and ends December 7 of each year. The choices you make generally take effect January 1 of the following year.
During AEP, you may:
- Switch Medicare plans
- Join a new Medicare plan
- Cancel your Medicare plan
When you enter an enrollment period, there are a few steps you can take to enroll.
You can choose one of the following Medicare enrollment options:
- Enroll on AetnaMedicare.com
- Enroll using the plan’s paper enrollment form
- Enroll by calling a licensed Aetna agent at ${dynamicPhone} ${tty} ${hours}
Medicare can be complicated, so here’s a simple guide to understanding Medicare Parts A, B, C and D.
Medicare Parts A and B, also known as Original Medicare, are provided by the government. Part A is your hospital care. It covers things like inpatient care, home health and hospice care.
Part B is your medical care. It covers things like doctors visits, outpatient care and home health care, medical equipment, and more. Part B usually requires a premium that can often be deducted from your Social Security checks.
Part C plans, also known as Medicare Advantage plans, are run by private insurance companies, like Aetna® Medicare. Medicare Advantage plans are a lot like Original Medicare. But they can include valuable extra benefits that Original Medicare doesn’t. These benefits can include dental, hearing and vision care, and fitness memberships.
And finally, there’s Part D. Part D plans offer prescription drug coverage. You can get Part D on its own or by choosing a Medicare Advantage plan that includes Part D. A Medicare Advantage plan that includes Part C and Part D coverage can often give you extra savings. When you enroll into a Part D or Medicare Advantage plan, you may have an additional monthly premium.
To get a Medicare Advantage plan, you simply need to qualify for Original Medicare. To see these qualifications, visit medicare.gov.
Before enrolling in a specific plan, ensure your health care providers, pharmacies and hospitals are in that plans network. We recommend you verify this before receiving care.
You may also want to consider other Medicare coverage options. These include supplemental insurance or Medigap plans.
These are also offered by private insurance companies. These plans give you additional coverage not provided by Original Medicare. Members that are enrolled in a Medicare Advantage plan are not eligible for a Medigap plan.
To learn more about your Medicare options, visit AetnaMedicare.com and get more information.
What is Medicare Advantage (Part C)?
A Medicare Advantage (Part C) plan combines Original Medicare Part A (hospital insurance) and Part B (medical insurance) in one plan. It usually includes prescription drug coverage. And may offer other benefits such as dental, vision and fitness, often at no additional premium charge.
Get coverage that counts
Aetna Medicare Advantage plans go beyond Original Medicare and include hospital, medical and prescription drug coverage. With our preferred provider organization (PPO) plans, you can see doctors in- or out-of-network. We’re committed to providing the guidance you need so you can feel good about making a great choice. Plus, you can save money with Medicare Advantage. Get an annual limit on how much you’ll have to pay out of pocket for covered services. Aetna Medicare Advantage plans offer you benefits, including:*
$0 preventive screenings
$0 copay on Tier 1 prescription drugs
Dental coverage including exams, cleanings and more
Predictable copays for primary care provider (PCP) and specialist visits
Vision coverage including an annual routine eye exam, plus annual allowance for prescription glasses or contacts
SilverSneakers® fitness and wellness resources in-person and online
See plans in your area
Find out about your local Medicare plan options. Check if your doctor is in network and your prescription drugs are covered. Enter your ZIP code to get started.
Or give us a call at ${dynamicPhone} ${tty}.
Not ready to enroll?
If you still have questions about Medicare and want to learn more before making a decision, you have options.
Get helpful resources
We’ll send you our FREE Medicare Guidebook. Simply give us your email address.
Plan benefits that go beyond Original Medicare
Visit our Resource Library for short articles and videos that will help in your search for the right Medicare Advantage plan for you and your unique needs.
Are you already an Aetna member?
Disclaimer
*FOR HOSPITAL, MEDICAL AND PRESCRIPTION DRUG COVERAGE BENEFITS LIST: Not all benefits are available in all plans.
*FOR $0 COPAY AT PREFERRED PHARMACIES SOURCE: CMS.gov. Prescription Drug Plan Formulary, Pharmacy Network, and Pricing Information Files for Download. May 15, 2023. Accessed June 2023.
Aetna, CVS Pharmacy® and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.
SilverSneakers is a registered trademark of Tivity Health, Inc. © 2026 Tivity Health, Inc. All rights reserved.
Turning 65? Your Initial Enrollment Period (IEP) is the seven-month period that begins three months before your 65th birthday, includes your birthday month and ends three months afterward. There is an exception if your birthday falls on the first of any month, your seven-month IEP begins and ends one month sooner.