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No plan’s formulary covers all prescription drugs. If your drug is not on the formulary, you have three options:
1. You may be able to get a temporary supply of the drug (only members in certain situations can get a temporary supply). For more information about temporary supplies, see the section below called Am I eligible to receive a temporary supply of my drug?
2. You can show the formulary to your doctor for assistance finding a similar drug that is covered.
Check our formularies (drug lists)
See if your drug is covered in our plans
3. You and your doctor can ask the plan to make an exception for you and cover the drug.
Your plan will require a statement from your prescriber or physician to support your exception request.
For information on how to ask for an exception, refer to our Evidence of Coverage and look for the section called Step-by-step: How to ask for a coverage decision, including an exception.
Asking for coverage of a drug that is not on the formulary (drug list) is sometimes called asking for a formulary exception. In certain cases we make a formulary exception to cover a drug not on our formulary. If we do, you will need to pay the cost-share that applies to drugs in Tier 4 (Non-preferred drug).
Some drugs on the formulary (drug list) have certain coverage rules you need to follow. These are special requirements developed by a team of doctors and pharmacists. Their purpose is to help members use drugs safely and in a cost-effective manner.
The formulary will tell you if your drug has one of these requirements, such as:
If you take more than the recommended amount, you will need to request a Prior Authorization (described above). For example, our plan provides up to 60 tablets per 30-day prescription for some drugs.
For example, if Drug A and Drug B both treat your medical condition, the plan may not cover drug B unless you try Drug A first. If Drug A does not work for you, the plan will then cover Drug B.
Check our formularies (drug lists)
See if your drug has one of these limits or requirements.
Requesting an Exception:
You and your doctor can ask us to make an exception to one of your plan’s coverage rules. This includes requesting an exception to a prior authorization, quantity limit or step therapy rule.
Aetna® Medicare has a transition policy for prescription drugs you may be taking that aren't on our formulary (drug list) or are subject to new requirements. Under this policy, you can receive a temporary supply of the drug. This policy enables you to work with your doctor to either transition to a new drug or request an exception to continue your current drug.
Use the link below to learn about our transition process to see if you’re eligible for a temporary supply of medication.
Federal law prohibits a Part D plan from covering certain types of drugs, including:
For 2024 plans:
ⓘ SilverScript® Plus (PDP) and some Medicare Advantage Prescription Drug (MAPD) plans include coverage for some excluded drugs not typically covered by Medicare Part D. These include a variety of prescription vitamins and generic erectile dysfunction drugs.
In addition, Medicare Part D plans are unable to cover the following:
For more information on formularies, drug tiers and prescriptions, please visit our Unpacking Medicare prescription drug coverage page.
Enter a ZIP code to find an Aetna Medicare plan near you.
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