Understanding 2026 Medicare Advantage PPO plans
With ${company} Medicare Advantage PPO plans, you can visit providers in or out of our provider network who accept Medicare and our plan terms. That can help you balance your choices with your budget.
How do 2026 Aetna Medicare Advantage PPO plans work?
Preferred provider organization (PPO) plans let you choose any provider who accepts Medicare and our plan terms. You don’t need a referral from a primary care provider (PCP) for specialist or hospital visits. However, using providers in your plan’s network may cost less.
Comparing 2026 Aetna Medicare Advantage plans
Our Medicare Advantage HMO plans | Our Medicare Advantage HMO-POS plans | Our Medicare Advantage PPO plans | |
|---|---|---|---|
| Yes | Yes | Yes |
| Yes, unless it’s an emergency | Varies by plan | No. But seeing out-of-network providers generally costs more. |
| Varies by plan | Varies by plan | Usually no PCP required |
| Varies by plan | Varies by plan | Varies by plan |
| Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details |
| Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details |
| Yes | Yes | Yes |
Includes prescription drug (Rx) coverage
|
Varies by plan
| Varies by plan | Varies by plan |
| Includes Rx mail-order benefit |
Varies by plan
| Varies by plan | Varies by plan |
| Dental, vision and hearing coverage |
Yes
| Yes | Yes |
| ER and urgent care coverage worldwide |
Yes
| Yes | Yes |
Fitness benefit |
Yes, through SilverSneakers® except Institutional Special Needs Plans (I-SNP)
| Yes, through SilverSneakers® | Yes, through SilverSneakers® except Institutional Special Needs Plans (I-SNP) |
| Varies by plan | Varies by plan | Varies by plan |
| Varies by plan | Varies by plan | Varies by plan |
Find Medicare Advantage plans for every need
Aetna® Medicare offers you other Medicare Advantage plan options with monthly plan premiums as low as $0. We can help you find a plan that’s right for you.
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