Includes PPO, HMO, HMO-POS medical plans with or without drugs.
Understanding 2025 Medicare Advantage PPO plans
With ${company} Medicare Advantage PPO plans, you can visit providers in or out of our provider network who accept Medicare and our plan terms. That can help you balance your choices with your budget.
How do 2025 Aetna Medicare Advantage PPO plans work?
Preferred provider organization (PPO) plans let you choose any provider who accepts Medicare and our plan terms. You don’t need a referral from a primary care provider (PCP) for specialist or hospital visits. However, using providers in your plan’s network may cost less.
Comparing 2025 Aetna Medicare Advantage plans
|
Our Medicare Advantage HMO plans |
Our Medicare Advantage HMO-POS plans |
Our Medicare Advantage PPO plans |
|
|---|---|---|---|
|
Preventative services covered |
Yes |
Yes |
Yes |
|
Requires you to use a network provider |
Yes, unless it’s an emergency |
Varies by plan |
No. But seeing out-of-network providers generally costs more. |
|
Requires you to have a primary care provider (PCP) |
Varies by plan |
Varies by plan |
Usually no PCP required |
|
Requires referral to see a specialist |
Varies by plans |
Varies by plan |
Varies by plan |
|
Monthly premiums |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
|
Medical deductible |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
|
Limits what you pay out-of-pocket for covered medical care each year |
Yes |
Yes |
Yes |
|
Includes prescription drug (Rx) coverage |
Varies by plan |
Varies by plan |
Varies by plan |
|
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
Yes, if plan has Rx coverage |
Yes, if plan has Rx coverage |
|
Dental, vision and hearing coverage |
Yes |
Yes |
Yes |
|
ER and urgent care coverage worldwide |
Yes |
Yes |
Yes |
|
Fitness benefit |
Yes, through SilverSneakers® except Institutional Special Needs Plans (I-SNP) |
Yes, through SilverSneakers® |
Yes, through SilverSneakers® except Institutional Special Needs Plans (I-SNP) |
|
Over-the-counter (OTC) benefit |
Varies by plan |
Varies by plan |
Varies by plan |
|
Meals-at-home program |
Varies by plan |
Varies by plan |
Varies by plan |
Comparing 2025 Aetna Medicare Advantage plans
|
Our Medicare Advantage HMO plans |
|
|---|---|
|
Preventative services covered |
Yes |
|
Requires you to use a network provider |
Yes, unless it’s an emergency |
|
Requires you to have a primary care provider (PCP) |
Varies by plan |
|
Requires referral to see a specialist |
Varies by plans |
|
Monthly premiums |
Varies by plan, check your ZIP code for details |
|
Medical deductible |
Varies by plan, check your ZIP code for details |
|
Limits what you pay out-of-pocket for covered medical care each year |
Yes |
|
Includes prescription drug (Rx) coverage |
Varies by plan |
|
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
|
Dental, vision and hearing coverage |
Yes |
|
ER and urgent care coverage worldwide |
Yes |
|
Fitness benefit |
Yes, through SilverSneakers® except Institutional Special Needs Plans (I-SNP) |
|
Over-the-counter (OTC) benefit |
Varies by plan |
|
Meals-at-home program |
Varies by plan |
|
Our Medicare Advantage HMO-POS plans |
|
|---|---|
|
Preventative services covered |
Yes |
|
Requires you to use a network provider |
Varies by plan |
|
Requires you to have a primary care provider (PCP) |
Varies by plan |
|
Requires referral to see a specialist |
Varies by plan |
|
Monthly premiums |
Varies by plan, check your ZIP code for details |
|
Medical deductible |
Varies by plan, check your ZIP code for details |
|
Limits what you pay out-of-pocket for covered medical care each year |
Yes |
|
Includes prescription drug (Rx) coverage |
Varies by plan |
|
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
|
Dental, vision and hearing coverage |
Yes |
|
ER and urgent care coverage worldwide |
Yes |
|
Fitness benefit |
Yes, through SilverSneakers® |
|
Over-the-counter (OTC) benefit |
Varies by plan |
|
Meals-at-home program |
Varies by plan |
|
Our Medicare Advantage PPO plans |
|
|---|---|
|
Preventative services covered |
Yes |
|
Requires you to use a network provider |
No. But seeing out-of-network providers generally costs more. |
|
Requires you to have a primary care provider (PCP) |
Usually no PCP required |
|
Requires referral to see a specialist |
Varies by plan |
|
Monthly premiums |
Varies by plan, check your ZIP code for details |
|
Medical deductible |
Varies by plan, check your ZIP code for details |
|
Limits what you pay out-of-pocket for covered medical care each year |
Yes |
|
Includes prescription drug (Rx) coverage |
Varies by plan |
|
Includes Rx mail-order benefit |
Yes, if plan has Rx coverage |
|
Dental, vision and hearing coverage |
Yes |
|
ER and urgent care coverage worldwide |
Yes |
|
Fitness benefit |
Yes, through SilverSneakers® except Institutional Special Needs Plans (I-SNP) |
|
Over-the-counter (OTC) benefit |
Varies by plan |
|
Meals-at-home program |
Varies by plan |
Find Medicare Advantage plans for every need
Aetna® Medicare offers you other Medicare Advantage plan options with monthly plan premiums as low as $0. We can help you find a plan that’s right for you.
${company} Medicare Advantage HMO
With our HMO plans, an in-network primary care provider coordinates the care you receive to help you achieve your best health.
${company} Medicare Advantage HMO-POS plans
With our HMO-POS plans, you can enjoy all the benefits of receiving medical care through a network provider. Most of our HMO-POS plans require you to use a network provider for medical care but provide you with flexibility to go to licensed dentists in or out of network for routine dental care.
${company} Medicare Advantage D-SNPs
Our Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan, available to people living in our service area who are eligible for both Medicare and Medicaid. We can help you find out if you qualify.
Questions? We’ve got answers
Call us
Talk to a licensed agent at
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${hours}.
Medicare FAQs
Get answers to common Medicare questions.