Dental benefit
Learn about Medicare Advantage benefits
Review each tab for details on each type of dental, vision and hearing benefit under Aetna Medicare Advantage. Check the Evidence of Coverage (EOC) for details that are specific to each plan.
Dental benefit
Aetna® has Medicare Advantage plans that cover preventive care like oral exams, cleanings and X-rays. We also offer plans with even more dental services. Like fillings and extractions. You can find specific benefit details in your plan’s Evidence of Coverage.

Dental benefits use the Aetna preferred provider organization (PPO) network. See if your dentist is in the Aetna network.
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Who you can see for dental care |
See an in-network dentist* |
Oral exams |
Covered |
Routine cleanings |
Covered |
X-rays |
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Fillings |
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Extractions |
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Teeth whitening |
Teeth whitening is a cosmetic service. It’s not covered. |
Who you can see for dental care |
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Dental benefit |
See an in-network dentist* |
Oral exams |
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Dental benefit |
Covered |
Routine cleanings |
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Dental benefit |
Covered |
X-rays |
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Dental benefit |
|
Fillings |
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Dental benefit |
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Extractions |
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Dental benefit |
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Teeth whitening |
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Dental benefit |
Teeth whitening is a cosmetic service. It’s not covered. |
Vision benefit
Aetna has Medicare Advantage plans with a vision benefit. The vision benefit includes:
One routine vision exam per year
An annual allowance that can be used to buy prescription eyewear, depending on the plan
Plans are offered as a network benefit or as a direct member reimbursement (DMR) benefit. With a network benefit, you can see any vision provider in your plan’s network.
For plans with a DMR benefit, you get an annual benefit amount (allowance) that you can use for covered eyewear. You can see a licensed provider of your choice. You'll pay out of pocket when you get care. And we'll reimburse you afterwards. File a claim and include your receipt and any needed information. Then, we can reimburse you up to your plan's benefit amount.
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Network |
DMR |
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Who you can see for vision care |
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How vision coverage works |
Network providers bill Aetna Medicare directly. |
You pay up front and submit information to get reimbursed.* |
Routine vision exam |
Covered |
Covered |
Eyewear coverage |
Who you can see for vision care |
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Network |
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DMR |
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How vision coverage works |
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Network |
Network providers bill Aetna Medicare directly. |
DMR |
You pay up front and submit information to get reimbursed.* |
Routine vision exam |
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Network |
Covered |
DMR |
Covered |
Eyewear coverage |
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Network |
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DMR |
Submitting your reimbursement
Submitting your reimbursement
You may have a DMR plan for your vision benefit. If so, Aetna will need some info to process your reimbursement request. You may need to ask for some of these items during your visit. So be sure to ask for all the information you need while you’re there.
- A copy of the paid itemized receipt from the provider, including:
- The date of service
- The name of your provider
- The address of your provider
- A brief description of the services or items you need reimbursement for. For example, tooth crown. Or the procedure codes, if any. Submit both the description and the codes if you have them.
- Your diagnosis codes
- Your first and last name
- Your member ID number
- Your date of birth
Put your member ID on every item you send us. Including the receipt from the provider. Then, send them to us with your reimbursement claim.

Hearing benefit
Aetna offers Medicare Advantage plans with a hearing benefit. We teamed up with NationsHearing to provide hearing exams and hearing aid benefits. We have plans that include:
One annual routine hearing exam
Hearing aid coverage* and one hearing aid fitting
We offer Medicare HMO and PPO plans. These are also known as health maintenance organization and preferred provider organization plans.
With an HMO plan, you can see any NationsHearing provider for a hearing exam. If you have a PPO plan, you can see any provider for a hearing exam. Hearing aids are only covered through NationsHearing.
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Hearing benefit |
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Who you can see for hearing care |
See any NationsHearing provider. |
How hearing coverage works |
Contact NationsHearing to schedule your visit. |
Routine hearing exam |
Covered |
Hearing aids |
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Hearing aid fitting |
Who you can see for hearing care |
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Hearing benefit |
See any NationsHearing provider. |
How hearing coverage works |
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Hearing benefit |
Contact NationsHearing to schedule your visit. |
Routine hearing exam |
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Hearing benefit |
Covered |
Hearing aids |
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Hearing benefit |
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Hearing aid fitting |
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Hearing benefit |
Questions? We’ve got answers
Member Services
Access resources and contact information that is specific to your plan.
*For who you can see for dental services
Some HMO-POS and PPO members can also see dentists that are not part of the network. Members of these plans that choose a provider not in the Aetna Dental® PPO Network may have higher costs.
*For who you can see with a network plan
Some PPO members can also see vision providers that are not part of the network but may have higher costs.
*For who you can see with a DMR plan
Must be a licensed provider in the U.S.
*For how payment works with a DMR plan
Visit AetnaMedicareVision.com for a list of network providers. If you use one of these providers, they will bill Aetna directly. You won't need to submit a claim form and receipt.
*For benefits that vary by plan
Check your plan’s Evidence of Coverage (EOC) for details on what’s covered by that plan. This benefit is not included on all plans.
*For plans with hearing aid coverage
Hearing aid coverage is not available in FIDE plans.
*For plans with hearing aid fitting coverage
Hearing aid fitting coverage is not available in FIDE plans.