A smart way to help with out-of-pocket expenses

Our supplemental health insurance plans provide cash benefits to members to help them with expenses that aren't covered in their medical plan, such as deductibles and coinsurance. They can also use the benefits for other expenses, such as mortgage payments, day care costs or utility bills. Benefits are payable no matter what other medical coverage they have.

• Aetna Accident Plans provide cash benefits for common services or conditions related to a covered injury (on/off job or off-job only).


• Aetna Critical Illness Plans provide a lump sum cash benefit upon initial diagnoses of a covered major illness, including heart attack, stroke or cancer.


• Aetna Hospital Indemnity Plans provide fixed payments to help manage costs that arise with an unexpected hospital stay.

Pair these plans alongside an Aetna medical plan to enhance your benefits strategy and help manage costs. Our flexible design options allow you to tailor benefits to meet the needs of your employees. These plans are also available on a stand-alone basis.

Learn how our simplified claims process creates a unique member experience

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