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Dependent Life Insurance Coverage

Helping employees protect the ones they love

For many employees, extending life insurance coverage to their loved ones adds an extra element of security. Our Dependent Life Insurance coverage is designed to cover an employee’s spouse or domestic partner as well as his or her children.* Features include: 

  • Flexible benefits schedules 
  • An Accelerated Death Benefit provision if a covered spouse or domestic partner becomes terminally ill
  • A conversion option when eligibility ends
  • Access to the Aetna Life EssentialsSM program

Administration made easy

Aetna offers access to services and technology designed to streamline the administration of our life insurance plans. 

Activity Type of Support
Simplified claims process
  • We handle evidence of insurability (EOI).
  • Original death certificates are not required.
  • We provide a dedicated marketing consultant to support enrollment.
  • We can manage the beneficiary process.
  • Our self-service website offers tools and information.
Third-party administrators (TPAs)**

We establish relationships with TPAs to provide:

  • Data entry and distribution
  • Call center support
  • Online tools such as enrollment, self-service, billing, evidence of insurability (EOI), optional Beneficiary Management Services™ (BMS), bill presentment, payment and reconciliation
Billing options
  • Paper or electronic billing
  • Immediate electronic payment
  • One-time delay (up to 10 days after due date)
  • Recurring electronic payment

*Not available in all states.

**Additional fees for services rendered by TPAs. 

Life insurance plans/policies are offered and/or underwritten by Aetna Life Insurance Company (Aetna). This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Life insurance plans/policies contain exclusions and limitations. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Securities and investment advisory services are independently offered through Chase Investment Services Corp. (CISC), a subsidiary of JPMorgan Chase Bank. CISC is a full-services broker-dealer and a registered investment advisor. Legal Reference Program services independently offered and administered by ARAG North America (ARAG). Aetna does not participate in attorney selection or review, and does not monitor ARAG services, content or network. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to

For Oklahoma residents, policy form numbers include: GR-9/GR-9N and/or GR-29/GR-29N

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