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Disability Insurance

Protecting members when they’re unable to work

Coverage in the event of disability

Did you know that Aetna offers more than medical insurance? Our disability insurance plans can be customized to meet the needs of any company. Our plans allow members to have income protection when they need it and help them get back to work as soon as it’s medically safe to do so. Our complete absence management plans and programs are integrated, making the disability experience easier for everyone.

A variety of plans and programs

Short-term Disability

When disability happens, our short-term disability insurance plans help protect both businesses and employees with simple claims processing as well as clinical and administrative support.

Learn more about short-term disability

Long-term Disability

During longer disability leaves, we offer clinical support specialists, vocational rehabilitation and easy transition from short-term to long-term disability.

Learn more about long-term disability

WorkAbility® Absence Management System

Reporting absences, submitting claims, managing incidents — it’s never been easier than through this one efficient system.

Discover what makes WorkAbility so efficient

Aetna Return to Work SolutionsSM Program

By focusing on what’s possible, this customizable consulting program helps employers provide their employees with a safe, productive transition back to the workplace.  

Explore the Aetna Return to Work Solutions Program

Disability insurance plans/policies are offered and/or underwritten by Aetna Life Insurance Company (Aetna).

This material is for information only and is not an offer or invitation to contract.  An application must be completed to obtain coverage. Not all disability services are covered. See plan documents for a complete description of the benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change.

Disability insurance plans/policies contain exclusions and limitations. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to

Policy forms issued in Oklahoma include: GR-9/GR-9N and/or GR29/GR-29N.

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