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Easy on your eyes and wallet
Easy on your eyes and wallet
As an Aetna Vision Preferred member, you’re covered for routine eye exams and either one pair of eyeglasses (lenses and frame) or contact lenses or prescription sunglasses. Plus, you get the freedom to visit any provider, online shopping options, a choice of retail and independent locations (many with extended hours) and more.
Wondering if you need a vision plan?
Aetna Vision℠ Preferred plans
A simple vision plan that makes taking care of your eyes easy.
You get coverage for eye exams, glasses, contact lenses
It has practically no lens or frame restrictions.
So you have a lot to choose from without ever paying full price.
Looking for a provider?
Choose from online, independent and retail providers, including:
Save big when you stay in network.
Save even more with discounts and exclusive special offers.
Choice, convenience, and savings with Aetna VisionSM Preferred.
Exclusions That Apply to Vision Care Insurance Coverage
Not every vision care service or supply is covered by the plan, even if prescribed, recommended, or approved by your physician. The plan covers only those services and supplies that are included in the What the Plan Covers section. Charges made for the following are not covered. In addition, some services are specifically limited or excluded. This section describes expenses that are not covered or subject to special limitations.
These vision exclusions are in addition to the exclusions listed under your medical coverage.
Any charges in excess of the benefit, dollar, or supply limits stated in this Booklet-Certificate.
Any exams given during your stay in a hospital or other facility for medical care.
An eye exam, or any part of an eye exam, performed for the purpose of the fitting of contact lenses.
Drugs or medicines.
Eye surgery for the correction of vision, including radial keratotomy, LASIK and similar procedures.
For prescription sunglasses or light sensitive lenses in excess of the amount which would be covered for non-tinted lenses. For an eye exam which:
- Is required by an employer as a condition of employment; or
- An employer is required to provide under a labor agreement; or
- Is required by any law of a government.
Prescription or over-the-counter drugs or medicines.
Special vision procedures, such as orthoptics, vision therapy or vision training.
Vision services or supplies which do not meet professionally accepted standards.
Tinting of eyeglass lenses.
Duplicate or spare eyeglasses or lenses or frames for them.
Lenses and frames furnished or ordered because of an eye exam that was done before the date the person becomes covered.
Replacement of lost, stolen or broken prescription lenses or frames.
Special supplies such as nonprescription sunglasses and subnormal vision aids.
Vision services that are covered in whole or in part:
- Under any other part of this plan; or
- Under any other plan of group benefits provided by the policyholder; or
Under any workers’ compensation law or any other law of like purpose.
Healthy eyes, healthy body
Even if you don’t need vision correction, it’s important to get routine eye exams. They can help your provider get a better understanding of your vision over time, spot eye problems and identify medical issues that could affect your overall health. Read our “Where health and vision meet” brochure or check out the highlights below.
Diabetes and vision
Routine eye care can help identify signs of eye problems related to diabetes, a leading cause of blindness.
Your heart and your eyes
Your eye doctor can find early signs of high blood pressure by viewing the blood vessels in your retinas.
Your eye doctor can detect abnormal changes in your vision early, so you can receive timely treatment from your primary doctor.
UV ray protection
Protecting your eyes from the sun can cut your risk for cataracts, macular degeneration and other vision issues.
Guarding against blue light
Blue-light-filtering lens technology can protect you from eye strain and other vision issues caused by our TV and phone screens.
Choice, savings and convenience
That I love about the Aetna Preferred Vision Plan is choice, savings, and convenience. That really narrows down the three most important things for myself and my family, simply because we just, we didn't have that before on the plan that we had.
Statistics show that close to four times as many people receive a comprehensive eye exam annually as compared to a physical. If they can't see, that will drive them into an optometrist or an ophthalmologist to get their eye exam, maybe through a vision plan. And we really look at the person in total as we're really trying to assess what's going on, not only with their eyes, but what relates from their body, into the eye. Sometimes we can see it in the eye or maybe we're just looking for something that they gave us a hint on medication that we should be assessing whether it be high blood pressure, high cholesterol, or even diabetes, both type one and type two.
One of the things that people most often ask is, you know, which plan is going to be the best for me, and there's no real easy answer to that question. So, that's really where it comes in trying to focus in on, you know, what do you personally and your family need from a plan? When it comes to vision insurance, you know, do you wear glasses, do you wear contacts? Are you just going for your annual exam? What kind of extra features are you looking for in your plan? What's your budget like? All those types of things are going to be important factors when you're looking at different options.
What's really great about Aetna's plans is that there's a plan for every type of need out there.
Without the cost savings from the Aetna Preferred Vision Plan, I would have paid hundreds more for these frames.
Being part of the Aetna Vision Plan truly allows myself to plan around my busy schedule, around my busy family schedule. You know, I have children that are in school and when we have to make appointments for their eye care, usually it was during work hours, and it was really challenging to do that. But now I know that I can pick up the phone, make an appointment after 5 PM or 6 PM, or, or on the weekends, and make sure that my family is taken care of.
Our provider network is pretty large. We have over 100,000 providers nationwide. So, you've got a really wide choice when it comes to what eye doctor you want to go see. We're constantly working to make sure that our benefits are top of the line for our customers.
I would absolutely recommend the Aetna Preferred Vision Plan to a friend or family, simply because it was the best choice for myself and my family. We looked around, you should too, and at the end of the day, you'll know it's the right one for you as well.
Choice, savings and convenience
When it comes to choosing a vision plan for you and your family, how it fits your life and budget matters. In this video, you’ll learn how Aetna Vision Preferred offers maximum choice, savings and convenience. Even experts and members agree.
Still have questions? See our Aetna Vision Preferred FAQs (PDF)
Discounts and savings just for members
In addition to great vision coverage, you can save on many other vision items when you visit in-network providers. You also get exclusive special offers at no extra cost.* Some of them can even be combined with your insurance benefits to maximize savings.
- 20% off any balance over your frame allowance
- 15% off any balance over your conventional contact lens* allowance
- Up to 40% off extra pairs of prescription eyeglasses and sunglasses
- Up to 20% off noncovered items, like nonprescription sunglasses, and lens extras like antireflective coatings
- Discounts on LASIK surgery
- Coupon codes for free express shipping on online purchases
- Up to $100 off a complete pair purchase (frames and lenses) at LensCrafters® or Pearle Vision®
- Up to $50 off a complete pair purchase (frames and lenses) at Target Optical®
- Up to $150 instant savings on an annual supply of contact lenses from Target Optical
- 25% off contact lenses at CVS.com/Optical
- $20 to $50 off nonprescription sunglasses at Sunglass Hut
Tools to fit your lifestyle
Aetna Vision Preferred includes convenient digital tools to get the most out of your vision benefits, so you can keep your eyes at their healthiest.
*FOR NETWORK PROVIDER SOURCE: Aetna Vision Preferred data as of June 2020.
*FOR EXCLUSIVE SAVINGS OFFER: Offers subject to change. Terms and conditions apply. Visit aetnavision.com for more details and instructions.
*FOR CONTACT LENS ALLOWANCE: Lenses intended for ongoing, daily-wear use, including rigid gas-permeable lenses.
CVS and Aetna® are part of the CVS Health® family of companies.
Vision insurance plans are offered, insured and/or administered by Aetna Life Insurance Company (Aetna). Certain claims administration services are provided by First American Administrators, Inc. and certain network administration services are provided through EyeMed Vision Care (“EyeMed”), LLC. Providers in the Aetna Vision network are contracted and credentialed through EyeMed Vision Care, LLC according to EyeMed's requirements. EyeMed and Aetna® are independent contractors and not agents of each other. Provider participation may change without notice.
This material is for information only. Vision insurance plans contain exclusions and limitations. Not all services are covered. See plan documents for a complete description of benefits, exclusions and limitations of coverage. Plan features and availability may vary by location and are subject to change.
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