Basic Life Insurance helps provide financial protection to your loved ones at little or no cost to
you. In the event of your death, an individual (or individuals) of your choosing will receive a cash payment from Aetna. The amount of this payment is determined by your coverage amount. Your Basic Life Insurance amount may be limited, based on your basic annual earnings of your job classification. You may be able to receive additional amounts of coverage through a separate Supplemental Life benefit, if one is offered through your plan. If you do not know the exact terms of your Basic Life Insurance coverage, please refer to your Plan’s Summary of Coverage, or contact your benefits administrator.
Please click on any of the terms below to learn more about Aetna's Basic Life benefits.
If, while covered under this program for life insurance you become terminally ill, you may request that Aetna pay an Accelerated Death Benefit (herein called ADB). You may request an ADB on your own behalf or on behalf of your spouse (if Dependent Life is included) at any time by completing an Aetna Request for Accelerated Death Benefit Form and submitting it to Aetna. The form to the right provides an example of the Accelerated Death Benefit kit. If you need assistance please contact our Care Advocate at 1-773-289-1010.
The Life Insurance coverage may include a Premium Waiver provision. With this provision, your Life Insurance coverage may be continued without premium payments if you become disabled before a pre-determined age and the disability lasts for a pre-determined period of time.