Dependent Life Insurance

Dependent Life Insurance provides financial protection to you and your loved ones at little or no cost to you. Should one of your dependents die, you will receive a cash payment from Aetna. The amount of this payment will be determined by the coverage options available through your plan. You may be able to receive additional amounts of dependent coverage through the Dependent Supplemental Life Insurance benefit, if one is offered through your plan. If you do not know the details of your plan's Dependent Life Insurance benefit, please refer to your Plan's Summary of Coverage, or contact your benefits administrator.

Not all benefit plans are available to all members. If you do not know which benefits are available through your Aetna life insurance plan, and for a complete list of exclusions and limitations, please contact your benefit administrator.

Selected plan options

Accelerated Death Benefit

If, while covered under this program for life insurance you become terminally ill, you may request that Aetna pay an Accelerated Death Benefit (herein called ADB). You may request an ADB on your own behalf at any time by completing an Aetna Request for Accelerated Death Benefit Form and submitting it to Aetna. The form to the right provides an example of the Accelerated Death Benefit kit. If you need assistance please contact our Care Advocate at 1-773-289-1010.

Learn more about Accelerated Death Benefit
Download ADB forms


When you terminate employment or are no longer in an eligible class, or you retire, you have options available regarding your current group term life insurance.

Learn more about conversion
Download conversion forms


A portability feature may be available through your plan. Portability allows you to take your coverage with you if you leave the company.

Learn more about portability


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