Aetna Life Essentials: Financial Services

One of the key reasons people buy life insurance is financial security. You want to ensure financial protection for you and your loved ones.

But wouldn't it be nice to have some financial resources and services available to you now? And, it would be really nice to have financial planning services available when you really need them as you near the end of your life.

Here's an overview of the financial resources and services you have as part of the Aetna Life Essentials Program:

  • While you’re living – We offer access to financial planning services through JP Morgan Chase.
  • At the end of your life – We’ve enhanced the accelerated death benefit so you have funds if you are terminally ill.
  • For your loved ones – We offer access to financial counseling services for your beneficiaries through JP Morgan Chase.

While you’re living …

You can work with a JP Morgan Chase financial advisor to develop a Platinum Financial Plan, which includes:

  • Review of your assets, liabilities and net worth
  • Current allocation review of your portfolio
  • Assessment of your current plan’s results
  • Development of a “what if” scenario for your portfolio

At the end of your life …

Many people say they’d like to pass away in their sleep. The reality is that sometimes, when you have a terminal illness, it can take a long time before you pass away.

To help you through this difficult time, and to avoid having to drain your family’s savings, you may be eligible to receive up to 75 percent of your life insurance benefit in the form of an accelerated death benefit if your doctors determine your life expectancy will likely not be more than 24 months. The money can be used for your care or to cover day-to-day bills and living expenses — or anything else you need. Before requesting an early payout of your life insurance benefit, you should discuss the impact of receiving an early payout with your own legal counsel.

For your loved ones …

It’s difficult to deal with the death of a loved one. It’s a highly emotional time, and also one during which your loved ones will need to make some big decisions.

As part of Aetna Beneficiary Solutions™, we offer access to financial advice services through JP Morgan Chase.

The financial advisors at JP Morgan Chase can help your beneficiaries invest the death benefit to ensure they are protected in the years to come.


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