Most dental plans can cover dependents until they reach age 19. But if a dependent is a student or is disabled and unable to work, some plans provide coverage past age 19.
If you’re covered under an Aetna dental benefits and dental insurance plan, your unmarried dependent may be eligible for coverage after age 19 if he or she:
This can include dependents enrolled in classes preparing for a GED exam. It does not include a home-schooling program.
Eligible student dependents may be covered:
If your dependent is an eligible student, please call Member Services. We will give you the address or fax number to send one of the following:
Rather contact us by e-mail? Log on to Aetna Navigator®, our secure, self-service member website.
If your dependent is disabled and your dental plan has an incapacitated dependent provision, you can apply to continue coverage. To be eligible, your dependent:
Here are examples of some conditions that may prevent a dependent from being self-supporting:
Member Services will send you the following forms:
Complete and send us your form(s) no later than:
You can contact us by e-mail, too. Just visit Aetna Navigator®.
*Full-time is defined as working at least a seven- to eight-hour job, five days a week.
**Must meet Internal Revenue Service dependent requirements for federal income tax purposes.
***Federal and some state laws allow employees who leave their jobs, voluntarily or involuntarily, the right to continue their group coverage under an individual plan.
†Applies to eligible dependents of subscribers in MD, ME, MI, NH, NY, VA and VT.