Flexible Spending Accounts

Learn how you can keep more of the money you earn!

Important news and updates

Debit cards for tax-advantaged accounts can now be used as “debit” or “credit.” However, a merchant may ask you to select “debit.”This means, you will need a personal identification number (PIN) to complete your transaction. If you currently have an Aetna or PayFlex debit card, you are encouraged to call 1-888-999-0121 to get your PIN. A PIN can be created at any time. If your spouse and/or dependent have a card, they will use the same PIN.

You have probably heard the term “Flexible Spending Account” or FSA before. People always talk about these as a great way to save “pre-tax dollars.” But you might not know exactly what an FSA is and just how it can save you money. And you might have questions such as:

  • How much will I save by contributing to an FSA?
  • What are “pre-tax dollars” ?
  • How much should I contribute?
  • Does the money I put in an FSA earn interest?
  • What forms will I need? Where do I get them?
  • Can I change the amount I put into my spending account later in the year?
  • What are the risks of taking part in a health care or dependent care FSA?
  • What forms will I need? Where do I get them?

Aetna’s Flexible Spending Accounts can answer all these questions and more.

You can also view the complete list of common eligible expense items.
View the list

Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance Company and its affiliates (Aetna).

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