Life Insurance Through Work

Financial security for the future — and for today

Life is unpredictable. But with life insurance coverage from Aetna, you can help protect your family against the unexpected. Coverage is available for both you and your loved ones. It can help pay for things like funeral costs, daily expenses and college tuition. Our plans provide access to resources throughout the stages of life, with many available to you as soon as you enroll.

  • During life—You will have access to financial planning services, Everest Funeral Planning and Concierge Services to help with funeral planning, as well as health and wellness discounts. In addition, our Care Advocacy Program includes master’s level social workers to provide assistance if you are dealing with a disability or terminal illness. Your supplemental life insurance plan may also offer a portability feature that lets you take your coverage with you if you leave the company or retire.
  • End of life—If you become terminally ill or suffer from one of several medical conditions, you can ask for us to pay a portion of your death benefit in advance. This is called an accelerated death benefit, and it can pay up to 75% of life insurance coverage with no limits on how the money is used.
  • After death—Your family will have access to financial planning, legal estate forms and funeral planning services. Plus, we offer grief counseling for loved ones.

Understanding the costs of life insurance

Recognizing the benefits of life insurance is easy. Knowing how much coverage you may need — and how much it may cost — can be harder. Our calculators help you take the guesswork out of your decisions.

Calculate how much life insurance you may need
Find out how much it would cost to convert a group life policy to a whole life policy
Estimate the potential taxes* applied to your group term life coverage

Value beyond life insurance

Aetna Life Essentials is not insurance. It’s a set of resources designed to meet your family’s needs. Life Essentials offers access to financial planning, legal services, grief counseling, funeral planning, and multiple discounts on health-related products and services. Best of all, the benefits are available right away and can be used to support you and your family during your life, near the end of your life or after you’ve passed away. Visit the Aetna Life Essentials website to learn more.

Next Step

Ask your benefits administrator if your company offers Aetna life insurance.

*To ensure compliance with requirements imposed by the IRS please be advised that any tax information, Federal, State and Local, contained in this communication is not intended to and cannot be used by anyone to avoid any penalty assessments.  Members should seek advice based on their particular circumstances from an independent tax advisor.

Life insurance plans/policies are offered and/or underwritten by Aetna Life Insurance Company (Aetna). This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Life insurance plans/policies contain exclusions and limitations. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage.

Securities and investment advisory services are independently offered through Chase Investment Services Corp. (CISC), a subsidiary of JPMorgan Chase Bank. CISC is a full-services broker-dealer and a registered investment advisor. Legal Reference Program services are independently offered and administered by ARAG North America (ARAG). Aetna does not participate in attorney selection or review, and does not monitor ARAG services, content or network.

Aetna has provided its policyholders with access to Everest Funeral Planning and Concierge Services (“services”), which are independently administered by Everest Funeral Package, LLC (“Everest”). Access to these services is not insurance, may be discontinued at any time without notice and is void where prohibited. Everest is solely responsible for furnishing these services, and Aetna makes no guarantee or representations as to their quality or suitability. In no event will Aetna be responsible or liable for any acts or omissions by Everest and its agents, employees or representatives in connection with the services provided. Information is believed to be accurate as of the production date; however, it is subject to change.

For Oklahoma residents, policy form numbers include: GR-9/GR-9N and/or GR-29/GR-29N.


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