Find out where Aetna plans are available
In 2016, we’re offering plans on the health insurance marketplace in the following states: Arizona, Delaware, Florida, Georgia, Iowa, Illinois, Kentucky, Missouri, Nebraska, North Carolina, Ohio, Pennsylvania, South Carolina, Texas and Virginia.
After January 31, you can’t enroll in a plan for 2016 unless you qualify for a special enrollment period.
Different plans, different needs
All plans available in the marketplace are separated into levels. The levels are bronze, silver, gold and platinum.
A plan’s level describes roughly how much you will need to pay for premiums and out-of-pocket costs. The amount and quality of care you receive does not change based on level.
The metallic plan levels make finding the right plan easier. They help you understand your costs. For example, a bronze plan will have high out-of-pocket costs, but a low monthly premium. A platinum plan will have lower out-of-pocket costs, but a higher monthly premium.
There are limits to how much you will pay out of pocket. With any plan, once you have reached this limit, the insurance company pays 100% of your costs for covered care.
Choosing a plan
When choosing a plan, it’s important to answer a few questions.
How much have you used your health plan in the past?
How much do you think you will use your health plan in the coming year?
Have there been any changes in your lifestyle, medical conditions or prescriptions? If there have been, these changes may affect which level is best for you.
The different levels will help you to choose coverage at a price that works for your budget.
Aetna Health Plans for Individuals, Families and the Self-Employed are underwritten by Aetna Life Insurance Company. Aetna Health Plans (HMO) are underwritten by Aetna Health Inc. (“Aetna” refers to Aetna Life Insurance Company and/or Aetna Health Inc.). In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans.
This material is for information only. Health benefits and health insurance plans contain exclusions and limitations. Information is believed to be accurate as of the production date; however, it is subject to change. Policy forms issued in OK include: Comprehensive PPO-GR-11741 (5/04); Limited-GR-11741-LME (5/04) and Dental-11826 Ed 9/04.