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Dental Insurance

We offer a wide variety of dental insurance plans and programs to fit your lifestyle.

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Dental plans and programs for everyone

We want to make your dental care easy and affordable. So we offer several types of dental benefits and insurance plans and programs. Some coverage is through an employer. You may be able to purchase other coverage directly from us. Whatever you choose, you'll have access to one of the largest networks of dental care providers in the country.

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We offer dental insurance directly to individuals in five states: Alaska, Arizona, Delaware, Illinois and Pennsylvania.

Buy a dental plan from us >

 

Dental plan types

Dental Maintenance Organization (DMO®)


A DMO is a lower-cost dental benefits and insurance plan that gives you cost-effective care through a primary care dentist.**

Find a primary-care dentist in an Aetna DMO plan >

Read more about dental coverage we offer through employers >

Preferred Provider Organization (PPO)*** or Participating Dental Network (PDN)

You can visit any dentist through a PPO or PDN insurance plan, but you'll enjoy lower costs if you choose an in-network dentist. There is never a need for a referral.

Find a primary-care dentist in an Aetna PPO or PDN plan >

Read more about dental coverage we offer through employers >

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Vital Savings By Aetna® Discount Program

With our discount program, you can choose from more than 131,000 available dental practices nationwide1 and make an appointment. After you see the dentist, show your discount card and you'll get instant savings - 15 percent to 50 percent off the cost of most services.* (Not available in Montana or Vermont.)

You can purchase a discount card online, by mail or by phone. Rates start at $7.99 a month.

Buy a Vital Savings discount card >

1According to the Aetna enterprise database as of April 1, 2013.
*Actual costs and savings vary by provider and geographic area.

The Vital Savings by Aetna® program (the "Program") is not insurance. This program does not meet the Minimum Creditable Coverage requirements in Massachusetts. It provides members with access to discounts at certain health care providers for medical and dental services. These discounts are discounted fees according to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The range of discounts provided under the Program will vary depending on the type of provider and type of service received.

The Program does not make payments directly to the participating providers of medical and dental services. Each member is obligated to pay for all services or products but will receive a discount from those health care providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna may receive a percentage of the fee you pay to the discount vendor. Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-877-698-4825, is the Discount Medical Plan Organization. www.vitalsavings.com

Oklahoma form numbers for discount programs are: GR-96402-02 04-09

**State laws vary with regard to out-of-network benefits. In Illinois, DMO plans provide limited out-of-network benefits. However, in order to receive maximum benefits, members must select and have care coordinated by a participating primary care dentist. Illinois DMO is not an HMO.

Aetna Life Insurance Company, Aetna Dental Inc., Aetna Dental of Califorina Inc., Aetna Health Inc. and/or Aetna Life Insurance Company (Aetna). Each insurer has sole financial responsibility for its own products.


***Discounts for non-covered services may not be available in all states.

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Health benefits and health insurance plans contain exclusions and limitations.

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