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Dental Insurance Through Work

Affordable dental plans that match the needs of employees like you

Flexible coverage for any budget

Dental care isn’t just about preventing cavities. It’s actually a vital part of your overall health. Having dental coverage helps ensure you and your family get the care you need at prices you can afford. Our dental offerings include:

  • Large networks, with tens of thousands of dental practice locations across the country
  • Smart online tools to help you manage your dental benefits and insurance plan and learn about your dental health

Find a dentist

Plans to help you control the cost of dental care

Dental Maintenance Organization (DMO®)

A DMO* is a lower-cost dental benefits and insurance plan. You choose a primary care dentist. If you need to see a specialist, your primary care dentist gives you a referral. You get peace of mind with no deductibles or annual maximums. 

To learn more, view the DMO video

Find a primary care dentist in an Aetna DMO plan

Preferred Provider Organization (PPO)** or Participating Dental Network (PDN)

With these plans, you can visit any dentist you want. You never need a referral. But costs usually are lower if you choose a dentist who is part of the PPO or PDN. Deductibles and annual maximums may apply. 

To learn more, view the PPO video

Find a primary care dentist in an Aetna PPO plan

Dental Indemnity Plan

This plan gives you freedom to visit any licensed dentist, anywhere in the country. No need to choose a primary care dentist. And there is never a need for a referral. There may be deductibles and annual maximums with these plans, too.


What’s covered?

Get answers to frequently asked questions about how dental plans cover braces, oral surgery and more.

Read about orthodontic care 
Read about oral surgery 

*State laws vary with regard to out-of-network benefits. In Illinois, DMO plans provide limited out-of-network benefits. However, in order to receive maximum benefits, members must select and have care coordinated by a participating primary care dentist. Illinois DMO is not an HMO.

**In Texas, the Preferred Provider Organization (PPO) plan is known as the Participating Dental Network (PDN).

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