Tax forms and the Affordable Care Act
Tax forms & the ACA
If you had health insurance at any time during a calendar year, you may get a version of form 1095 for tax purposes.
This form details your health coverage. The table below explains the types of forms, where they come from, and who receives them.
Do I need form 1095 to file my taxes?
If you had insurance through healthcare.gov or a state exchange, you may need this form to help you fill out your taxes. But you don’t need to send the form to the IRS.
If you had another type of health insurance, you don’t need the form to file your taxes. Just keep it for your records.
Get more answers about types of coverage and taxes
See questions and answers about form 1095
The Affordable Care Act (ACA) forms
| Form name | Form number | Purpose | Who prepares it | Who receives it | More information |
|---|---|---|---|---|---|
| Health Insurance Marketplace Statement | 1095-A | Provides information on each individual enrolled in a qualified health plan (QHP) in the individual market through the Health Insurance Marketplace each year | Federal Exchange/ Marketplace or state-based Exchange | IRS Individual |
|
| Health Coverage | 1095-B | Reports information on health coverage, including period of coverage, and for whom coverage was provided– including each dependent | Health insurer for insured plans | IRS Individual |
Learn more about form 1095-B |
| Transmittal of Health Coverage Information Returns | 1094-B | Transmittal form filed with form 1095-B from the insurer to the IRS | Health insurer for insured plans | IRS | Learn more about form 1094-B |
| Employer-Provided Health Insurance Offer and Coverage | 1095-C | Reports information on health coverage offered and information on employees and dependents enrollment in that coverage | Employer for self-funded plans | IRS Individual |
|
| Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns | 1094-C | Transmittal form filed with form 1095-C from the insurer to the IRS | Employer for self-funded plans | IRS | Learn more about form 1094-C |
Any information provided by Aetna, related to these requirements, should not be considered to be legal advice or compliance guidance.
Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance Company and its affiliates (Aetna).