Empower your members
Consumer-directed health plans encourage members to become more involved in their health and their health care. Health expense funds offer a way to cover health-related expenses while saving on taxes.
Get choices that match your needs
You want to manage costs while offering high-quality health benefits to your members and their families. Here are four health expense options that can help:
- HealthFund Health Reimbursement Arrangement
People use the fund to pay for eligible health care costs. Unused money can be rolled over for the next year’s plan.
- HealthFund Health Savings Account
Both you and your members can contribute. Earnings and distributions for qualified medical expenses are tax-free.
- HealthFund Flexible Spending Account
Members put a portion of pre-tax salary into this account.
- Retirement Reimbursement Arrangement
This account is for members who are eligible for retirement.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Rates and benefits vary by location. Health, dental, life, disability and vision insurance plans contain exclusions and limitations. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Information is believed to be accurate as of the production date; however, it is subject to change.
HRAs are currently not available to HMO members in Illinois or Small Group members in Florida. HSAs are currently not available to HMO members in California and Illinois. Investment services are independently offered by the HSA Administrator. Aetna HealthFund HRAs are subject to employer-defined use and forfeiture rules and are unfunded liabilities of your employer. Fund balances are not vested benefits. RRAs are subject to employer-defined use and forfeiture rules.