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Inspira Financial™ makes health care easier

Inspira helps you manage benefits more easily while giving your employees simple ways to plan, save and pay for health and well-being expenses.

Aetna® + Inspira: Better togetherIntegrated for an easier experience

Pairing Aetna health plans with Inspira creates a more connected benefits experience for you and your employees. Explore the advantages.

  • Broad product line

    Choose from flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), health savings accounts (HSAs), COBRA continuation coverage and more.

  • Simpler administration

    Inspira integrates payment across all services, under one Aetna contract, to help make benefits easier to manage.

  • Full service

    You’ll have a dedicated implementation manager to guide setup and a dedicated account manager to provide ongoing support for everyday needs.

  • Actionable insights

    Analytics and reporting help you understand how employees use their benefits. And targeted communications engage them for measurable results.

Simple solutions for your workforce

4 ways Inspira can help employers

Reimbursement

Inspira offers reimbursement accounts that help employees plan, save and pay for eligible expenses. Options include HRAs, HSAs, dependent care FSAs and accounts to help with tuition, adoption and commuting costs.

 

Learn about Inspira Financial

Savings

Through the HSA product, employees can pay for eligible costs today — and save for future costs — on the Inspira platform. Your employees get competitive interest rates, planning tools and an app to check claims and pay providers.

 

Learn about health savings accounts

COBRA administration

 

Inspira handles the administrative demands for COBRA with a dedicated account manager and call center, and online payment and reporting.

Direct bill

 

Employees can pay premiums online or by mail. That means less paperwork for you. You also get a dedicated account manager and call center plus online payment and reporting.

Empowering employees with the right support

Inspira brings together digital tools and human support to help make it easier for employees to manage their health and well-being expenses.

 

Features include:

 

  • An integrated member website and Inspira Mobile™ app to manage benefits
  • Convenient ways to pay expenses online, by debit card or in the app
  • Hassle-free expense reimbursement
  • Customer support by phone, email or chat
  • More buying power with exclusive CVS Health® discounts

More ways to keep your business healthy

Health plans

 

Explore plans for every need — from group medical and Medicare to dental, vision and supplemental.

Health programs

 

Help employees stay healthy and engaged with wellness programs, health support and digital tools.

Legal notices

Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna). Aetna and CVS are part of the CVS Health® family of companies.

Inspira Financial Health, Inc. does not provide legal, tax or financial advice. Please contact a professional for advice on eligibility, tax treatment, and other restrictions. Inspira and Inspira Financial are trademarks of Inspira Financial Trust, LLC. This material is for informational purposes only. It is not an offer of coverage and does not constitute a contract. In case of a conflict between your plan documents and the information in this material, the plan documents will govern. Eligible expenses may vary from employer to employer. Please refer to your employer’s Summary Plan Description (“SPD”) for more information about your covered benefits. Information is believed to be accurate as of the production date; however, it is subject to change.

Health benefits and health insurance plans contain exclusions and limitations.