Insured by American Heritage Life Insurance Company, a subsidiary of The Allstate Corporation*
No one knows what lies ahead on the road through life.
The signs pointing to a critical illness are not always clear and may not be preventable. Fortunately, your employer has made it easy to help provide financial protection for you and your family in the event you are diagnosed with a critical illness.
Group critical Illness coverage serves as supplemental insurance to your existing health insurance plan. It pays cash benefits when you are hospitalized or incur expenses when receiving treatment. By offering extra coverage in the event of serious illness, Aetna gives you more ways to protect yourself, your family and your assets.
88 percent of heart attack victims under the age of 65 are able to return to their usual work.1
Critical Illness coverage pays lump-sum cash benefits directly to the insured at the time a covered illness is diagnosed for heart attack, stroke, major organ transplant, end stage renal failure and coronary artery by-pass surgery.
There are also additional benefits to help cover costs associated with invasive cancer and its treatment.
A wellness benefit is also included with this valuable coverage. It pays benefits when the insured has a covered preventive test performed while not confined to a hospital.
To enhance this valuable coverage, additional benefits have been added to help cover expenses related to Alzheimer’s Disease, Parkinson’s Disease, benign brain tumors, blindness, loss of hearing and paralysis.
Being diagnosed with a critical illness can be one of the most frightening experiences anyone has to face, especially if you are unprepared financially. Don’t wait for a sign to start thinking about the future of your finances. Aetna offers limited benefit, voluntary insurance coverage that can provide additional dollars to help cover your out-of-pocket expenses when you need them most.
1 2009 Heart and Stroke Statistical Update, American Heart Association.
This material is for information only. Critical illness insurance policies contain exclusions and limitations. Not all services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change.
*The Group Critical Illness Plan and Accident Plans are underwritten by American Heritage Life Insurance Company (headquarters: Jacksonville, Florida). Eligible claims for this plan are the sole financial responsibility of American Heritage Life Insurance Company. Plans contain exclusions and limitations. Not available in all states.