Have you ever skipped a doctor’s visit because you didn’t have insurance? Or let an illness go untreated? Or bought over-the-counter medicine instead of getting a prescription?
If any of these sound familiar, and if most of your medical expenses are for minor illnesses or injuries, the Aetna Voluntary Fixed Benefits Plan may be right for you.
The Fixed Benefits Plan pays fixed cash payments for a wide range of covered services – such as doctor visits, outpatient procedures, prescriptions and more. These payments can be made directly to you or your health care provider, your choice.
Why consider a Fixed Benefits Plan from Aetna?
Coverage for a wide range of services*
While the Fixed Benefits Plan is not traditional comprehensive medical coverage it still provides benefits to help with your health care needs. These include:
The plan also includes additional features like:
Employee Assistance Program (EAP) - Pays for counseling services and other resources for you and your family to help with issues like substance abuse, workplace conflicts, marital strain, financial concerns and more.
Informed Health® Line - Allows you to speak to a register nurse or access online information on thousands of health conditions and medications.
Online tools and information - Gives you access to a wealth of information to help you get the most for your health care dollars.
Discount programs - Provides discounts on a whole range of products and services, including gym memberships, weight-loss programs, hearing exams and devices, eye exams and lenses, acupuncture, vitamins, massage therapy and more!
*Please refer to your Benefits Summary for the dollar amount and service limits of your specific plan.
See any doctor – the choice is yours!
Doctors who participate in the Aetna network have negotiated their fees in advance, so your cost is generally lower when you use a physician in the Aetna network. However, you can visit any licensed doctor or specialist you wish – the choice is yours!
It’s important to remember, regardless of whether you use health care providers that are in the Aetna network or not, you may be required to pay the full amount of the bill at the time of service. The insurance plan pays the fixed benefit amount after you submit a claim. (Some doctors may submit your claims for you, and you can authorize Aetna to pay the fixed benefit directly to them if you wish.)
The Aetna Fixed Benefits Plan –
a simple, affordable way to help with your health care needs.