Have you ever skipped a doctor’s visit because you didn’t have insurance? Or let an illness go untreated? Or bought over-the-counter medicine instead of getting a prescription?
If any of these sound familiar, and if most of your medical expenses are for minor illnesses or injuries, the Aetna Voluntary Fixed Benefits Plan may be right for you.
The Fixed Benefits Plan pays fixed cash payments for a wide range of covered services – such as doctor visits, outpatient procedures, prescriptions and more. These payments can be made directly to you or your health care provider, your choice.
Why consider a Fixed Benefits Plan from Aetna?
Coverage for a wide range of services*
While the Fixed Benefits Plan is not traditional comprehensive medical coverage it still provides benefits to help with your health care needs. These include:
The plan also includes additional features like:
*Please refer to your Benefits Summary for the dollar amount and service limits of your specific plan.
See any doctor – the choice is yours!
Doctors who participate in the Aetna network have negotiated their fees in advance, so your cost is generally lower when you use a physician in the Aetna network. However, you can visit any licensed doctor or specialist you wish – the choice is yours!
It’s important to remember, regardless of whether you use health care providers that are in the Aetna network or not, you may be required to pay the full amount of the bill at the time of service. The insurance plan pays the fixed benefit amount after you submit a claim. (Some doctors may submit your claims for you, and you can authorize Aetna to pay the fixed benefit directly to them if you wish.)
The Aetna Fixed Benefits Plan –
a simple, affordable way to help with your health care needs.
Talk to your employer about adding this plan to your benefits package.
The Aetna Fixed Benefits Plan is underwritten by Aetna Life Insurance Company (Aetna).
This material is for information only. Health insurance plans contain exclusions and limitations. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to www.aetna.com.
Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Health insurance plans contain exclusions and limitations.
Discount programs provide access to discounted prices and are NOT insured benefits. The member is responsible for the full cost of the discounted services. Aetna may receive a percentage of the fee you pay to the discount vendor. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change. Aetna receives rebates from drug manufacturers that may be taken into account in determining Aetna’s Preferred Drug List. Rebates do not reduce the amount a member pays the pharmacy for covered prescriptions. Information is believed to be accurate as of the production date; however, it is subject to change.