Aetna Critical Illness Plan

While medical plans typically cover a serious illness, they don't cover additional financial costs that come with it. The Aetna Critical Illness Plan can help.

A smart way to help with out-of-pocket expenses
Recovering from a critical illness can be hard and expensive. Most medical plans aren't designed to cover costs like child care and transportation to doctor's appointments. An Aetna Critical Illness Plan can help protect members' finances by paying cash benefits directly to a member diagnosed with a covered condition.

Members can use the money to pay for everyday expenses like mortgage payments, day care or utility bills. Or they can use the cash for expenses like their medical plan's coinsurance and deductible. Benefits are payable no matter what other medical coverage a member has.

Advantages for employers:
• Voluntary offering
        • Affordable, employee paid premiums
        • Designed to be simple to offer
        • Helps with employee satisfaction, retention and productivity

Advantages for employees:
        • Affordable group rates through payroll deduction
        • Cash payments directly to members
        • No medical underwriting, guaranteed issue

With Aetna, you get a complementary set of benefits that are designed to work together.


This plan provides limited benefits. The benefit payments are not intended to cover the full cost of medical care. Members are responsible for making sure the providers' bills get paid. These benefits are paid in addition to any other health coverage members may have.

This material is for information only. Insurance plans contain exclusions and limitations. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features, rates, eligibility and availability may vary by location and are subject to change. Information is believed to be accurate as of the production date; however, it is subject to change.

The Aetna Critical Illness Plan is underwritten by Aetna Life Insurance Company (Aetna).

Policy forms include GR-96843, GR-96844.

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