Help when you need it the most.
The average cost of a one-day stay in the hospital is over $1,700.1
Being in the hospital can be stressful, and worrying about out-of-pocket costs can make it even worse.
The Aetna Hospital Plan can complement your major medical plan and pays a cash benefit if you or covered members of your family are admitted for a hospital stay.
Benefit checks are yours to use for any expenses such as day care, a medical plan deductible, mortgage payments or lost wages.
Coverage includes two parts:
• Lump-sum benefit: $1,000 - $2,000 for one inpatient hospital stay per coverage year, plus
• Daily benefit: $100 - $500 per day for up to 10 - 100 days per coverage year as a hospital inpatient.
Most importantly there is no coordination of benefits, so no matter what other plan you have, the full benefits are paid directly to you.
Learn more about Aetna's Hospital Plan and view our new member video below.
Watch this video to see how Aetna's Hospital Plan can help a member.
Please remember these are group plans that are available through your employer and not offered on an individual basis. Please ask you employer to inquire about Aetna Voluntary Plans.
This material is for information only and is not an offer or invitation to contract. An application must be completed to obtain coverage. Rates and benefitsand availability may vary by location.
Health insurance plans contain exclusions and limitations. Information is believed to be accurate as of the production date; 12008 AHA Annual Survey. Copyright 2010.
Policy form numbers include GR-23, GR-96172 and GR-96173
Exclusions and limitations: This plan does not cover all health care expenses and has exclusions and limitations. Members should refer to their booklet certificate to determine what benefits are paid for which health care services. The following is a partial list of services and supplies that are generally not covered. However, your plan may contain exceptions to this list based on state mandates or the plan design purchased. Medical exclusions: All medical or hospital services not specifically covered in, or which are limited or excluded in, the plan documents. These include (but are not limited to): cosmetic surgery; custodial care; experimental and investigational procedures; sterilization; infertility services; and non–medically necessary services or supplies.
Plan is underwritten by Aetna Life Insurance Company (Aetna).