Aetna Voluntary Plans

It’s impossible to predict the unexpected -- but you can prepare for it.

Aetna offers a range of Voluntary Plans to do just that, including:

Voluntary fixed benefits* plans pay a fixed cash benefit for covered medical services directly to the member, such as office visits, ER visits, inpatient and outpatient surgical and non-surgical services, ER, and prescription drugs. Learn more 

Hospital insurance plans provide basic coverage to help you manage medical or daily living costs associated with an unexpected hospitalization.  Learn more 

Critical illness** coverage pays lump-sum benefits directly to the insured at the time a covered illness is diagnosed. Learn more 

Accident* coverage pays lump-sum benefits for on- and off-the-job accidents, in addition to existing medical coverage. Learn more

Dental and Vision insurance plans that help pay for certain dental and eye care expenses. Learn more  

Life and Disability insurance plans that help protect your income, and your family’s financial future. Learn more 

Aetna ValuePass^SM Pay as you go dental with guaranteed savings Provides access to discounted dental services with the ease of a pre-paid card. Just choose from our nationwide network of dental providers. Learn more

Other programs, including Aetna’s Vital Savings® discount program — which offers savings at the pharmacy and dentist. Learn more 

Best of all, Aetna Voluntary Benefits plans give you the power of choice. You can select the coverage you and your family need.

When you and your family are protected against the unexpected with Aetna Voluntary Benefits plans, you can sleep easier at night.

The Vital Savings by Aetna® program 
The Vital Savings by Aetna® program (the “Program”) is not insurance. This program does not meet the Minimum Creditable Coverage requirements in Massachusetts.  The Program provides members with access to discounted fees pursuant to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The range of discounts provided under The Program will vary depending on the type of provider and type of service received.  The Program does not make payments directly to the providers participating in the Program. Each member is obligated to pay for all services or products but will receive a discount from the providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna may receive a percentage of the fee you pay to the discount vendor.  Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-877-698-4825, is the Discount Medical Plan Organization.  www.vitalsavings.com

*The Aetna Voluntary Fixed Benefits Plan and Aetna Voluntary Hospital Plan are underwritten by Aetna Life Insurance Company (Aetna) and administered by Aetna and Strategic Resource Company.

**The Group Critical Illness and Group Accident plans are underwritten by American Heritage Life Insurance Company (headquarters: Jacksonville, Florida), a subsidiary of The Allstate Corporation. Eligible claims for this plan are the sole financial responsibility of American Heritage Life Insurance Company.

This material is for information only. Insurance plans contain exclusions and limitations, so see plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location. Information is believed to be accurate as of the production date, but is subject to change.