In fact:

  • 61% of Americans lack the savings to cover three months of expenses1
  • Hardship withdrawals from 401(k) plans have risen to the highest level in 10 years2

You want to give your employees more choices to protect their health and finances, but the economy has put increasing pressure on your benefits budget.3

How can you balance these two realities? Let Aetna Voluntary Plans help.

Broaden Benefits without Busting Your Budget
Voluntary insurance benefits can provide your employees with insurance benefits beyond traditional coverage. And the direct cash payments provided by these plans allow your employees the flexibility to use the benefits for whatever they need, from mortgage payments to daycare expenses to gasoline.

Watch this brief video to learn more about how voluntary benefits can help you give more to your employees without paying more.

Email aetnavoluntary@aetna.com

1 "HSBC Survey: Americans Saving More But Still Not Enough," September 2009
2 "Brazzell, Bonnie, and Lowerre, Gil, Eastbridge Consulting, "Goldilocks and the Voluntary Benefits," BenefitsSellingMag.com, December 2009'.
3 "2011 Employee Benefits: A Research Report by SHRM," June 2011.

Important Information
The Group Critical Illness, Group Accident and Aetna Voluntary Hospital Plans do not offer comprehensive benefits. They provide limited coverage and are not intended to replace other health insurance coverage.

Insurance plans and policies contain exclusions and limitations and not all services are covered. See plan documents for a complete description of benefits, limitations and exclusions. For costs and more details about coverage, contact your insurance producer. Rates, features and availability of the following plans and programs vary by location.

*Group Critical Illness Plan
The Group Critical Illness plan is underwritten by American Heritage Life Insurance Company (headquarters: Jacksonville, Florida), a subsidiary of The Allstate Corporation. Policy form numbers include GVCIP2 and state variations.

*Group Accident Plan
The Group Accident plan is underwritten by American Heritage Life Insurance Company (headquarters: Jacksonville, Florida), a subsidiary of The Allstate Corporation. Policy form numbers include GVAP1 and state variations.

**Aetna Voluntary Hospital Plan
The Aetna Voluntary Hospital Plan, a hospital indemnity insurance plan, is underwritten by Aetna Life Insurance Company. Policy form numbers include GR23, GR-96172 and GR-96173.

General
This material is for information only. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Insurance plans contain exclusions and limitations. Information is believed to be accurate as of the production date, but is subject to change. For more information about Aetna plans, refer to www.aetna.com.

Policy forms issued in OK include: GR-96172 and/or GR-96173.

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