While medical plans typically cover care for an injury, they don't cover the unexpected costs that come with it. The Aetna Accident Plan can help.
Planning for your next accident
While you never know when an accident will happen, you can be prepared for it. An Aetna Accident plan can help you manage unexpected costs that come with an accident.
Cash to help pay your bills
The Aetna Accident Plan pays cash benefits directly to you when you have a covered accident. You can use the money to pay for everyday expenses like mortgage payments, day care or utility bills. Or you can use the cash for expenses like coinsurance or to help cover your medical plan's deductible. It's up to you.
Benefits are payable no matter what other medical coverage you might have. So if you get injured, your savings won't get hurt, as well.
When you sign up with Aetna, you'll get:
Simplified claims submission. If you're an Aetna medical member, we can use your medical claims' information to help speed the processing of your accident claims.
Online claim access when you sign up for the Aetna Navigator® secure member website.
The plan includes features to meet your needs:
This plan provides limited benefits. The benefit payments are not intended to cover the full cost of medical care. Members are responsible for making sure the providers' bills get paid. These benefits are paid in addition to any other health coverage members may have.
This material is for information only. Health insurance plans contain exclusions and limitations. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features, rates, eligibility and availability may vary by location and are subject to change. Providers are independent contractors and are not agents of Aetna. Aetna does not provide care or guarantee access to health services. Health information programs provide general health information and are not a substitute for diagnoses or treatment by a physician or other health care professional. Information is believed to be accurate as of the production date; however, it is subject to change.
The Aetna Accident Plan is underwritten by Aetna Life Insurance Company (Aetna).
Please refer to your Benefits Summary for the dollar amount and service limits of your specific plan.