Health insurance benefits are important, but they’re often too costly and cumbersome for employers, and too expensive for employees to afford. The Aetna Affordable Health Choices^® product line provides affordable solutions for everyone.

The Aetna Affordable Health Choices^® limited benefits insurance plan* is designed to meet the needs of employee groups with:

• Newly hired, full-time employees fulfilling a waiting period for other medical plans
• Low-income, high turnover, full-time employees
• Part-time employees

The Aetna Affordable Health Choices medical coverage features:

• Access to Aetna’s PPO Network^†
• Access to Aetna’s Informed Health Line (IHL)
• Optional Employee Assistance Program (EAP)
• Optional Wellness Care Benefits
• Prescription Drug Benefits^†

Supplemental products are also available as optional insurance coverages – products include PPO Dental, Vision Care, Hospital Indemnity Insurance, Short-Term Disability (STD) Insurance and Term Life and Accidental Death Insurance.

Administrative Support
The Aetna Affordable Health Choices^® plans are supported by SRC’s administrative strength. Plan sponsors benefit from our in-house, entirely turn-key offering, including:

• Flexible enrollment – traditional paper, Interactive Voice Response (IVR) and/ or Web enrollment options
• Flexible billing – traditional list bill and self bill (with missed premium options)
• Pre- and post-enrollment customer service in any language
• Reporting – standard reporting package in key areas of plan performance
• COBRA, HIPAA and Section 125 cafeteria plan administration
• Access to other Aetna individual policies

How Aetna Pays for Out-of-Network Benefits
Some of our plans pay for services from providers who are not in our network. Many of those plans pay for out-of-network services based on what is called the “reasonable,” “usual and customary” or “prevailing” charge. Here is how we figure out that charge.

* Except in NY, this plan is filed as a major medical plan that contains an annual benefit maximum and a number of additional coverage limitations and exclusions. In DC, ID, ME, & RI this is not considered a "limited benefits" insurance plan.

^† Based on plan design.
Insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Strategic Resource Company (SRC).