Employers Index
Strategic Resource Company
 
Employers
Become a Plan Sponsor Request Materials
Aetna
Aetna Aetna
Employers

Health insurance benefits are important, but they’re often too costly and cumbersome for employers, and too expensive for employees to afford. The Aetna Affordable Health Choices® product line provides affordable solutions for everyone.

The Aetna Affordable Health Choices® limited benefits insurance plan* is designed to meet the needs of employee groups with:

  • Newly hired, full-time employees fulfilling a waiting period for other medical plans
  • Low-income, high turnover, full-time employees
  • Part-time employees

The Aetna Affordable Health Choices medical coverage features:

  • Limited coverage for medical expenses
  • Access to Aetna’s PPO Network
  • Access to Aetna’s Informed Health Line (IHL)
  • Optional Employee Assistance Program (EAP)
  • Optional Wellness Care Benefits
  • Prescription Drug Benefits

Supplemental products are also available as optional insurance coverages – products include PPO Dental, Vision Care, Hospital Indemnity Insurance, Short-Term Disability (STD) Insurance1 and Term Life and Accidental Death Insurance.

Administrative Support
The Aetna Affordable Health Choices® plans are supported by SRC’s administrative strength. Plan sponsors benefit from our in-house, entirely turn-key offering, including:

  • Flexible enrollment – traditional paper, Interactive Voice Response (IVR) and/ or Web enrollment options
  • Flexible billing – traditional list bill and self bill (with missed premium options)
  • Pre- and post-enrollment customer service in any language
  • Reporting – standard reporting package in key areas of plan performance
  • COBRA and HIPAA administration
  • Access to other Aetna individual policies

How Aetna Pays for Out-of-Network Benefits
Some of our plans pay for services from providers who are not in our network. Many of those plans pay for out-of-network services based on what is called the “reasonable,” “usual and customary” or “prevailing” charge. Here is how we figure out that charge.

* Except in NY, this plan is filed as a major medical plan that contains an annual benefit maximum and a number of additional coverage limitations and exclusions. In DC, ID, ME, & RI this is not considered a "limited benefits" insurance plan.

Based on plan design.
Insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Strategic Resource Company (SRC).

1 Coverage for employee only; coverage not available in California, Hawaii, New Jersey, New York, Rhode Island, and Puerto Rico.

Aetna
Aetna