Founded in 1976 this SC-based company has grown to be one of the largest administrators of health care and related benefits for employees who are typically excluded from company-sponsored benefit plans. Our intention is that this product will truly benefit those who would otherwise have no insurance coverage at all.

Our plans provide individuals and their families with limited benefits for many of their most frequent health care expenses. Benefits are provided up to specified limits and vary by plan. All plan offerings include additional discounts and can be enhanced with pharmaceutical benefits, wellness and additional services.

Today, our products are offered to 1,000+ plan sponsors ranging from the small business owner with a single location to companies with over 4,500 locations. We are a one stop shop with all administrative functions performed at the corporate location in Columbia, South Carolina – including Account Management, Customer Service (in any language), Claims Processing, Data Operations, Premium Administration and Client Implementation.

Our Offering
We offer a limited accident and sickness group insurance plans that are:

• Guarantee Issue – No eligible employee can be turned down (except for some pre-existing conditions)
• No Individual Medical Underwriting – Same price regardless of health
• Fully Insured – Coverage to be counted upon
• Payroll Deducted – Convenient and easier to budget
• ERISA Qualified – The protection of Federal Law
• Toll-free access to Customer Service Representatives